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Property profile

1040 15th St Panama City, FL 32405

OFF-MARKET
Outlet malls
Property ID
US18-3390680
5,026 SF 0.86 ac lot Built 1977
Last sale Jul 2026 · $909,000
Individually Owned Owner of record is an individual. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

The property is a 0.86-acre corner parcel located on 15th Street, a main corridor between Highway 231 and the beaches, adjacent to a U-Haul. It is zoned GC-2 and has approximately 3,631 square feet of heated and cooled interior space, plus a large covered storage area at the rear. The site includes 20 parking spaces and a fenced rear lot measuring approximately 125 feet by 125 feet. The parcel is approximately 300 feet deep by 125 feet wide, and the building has been used as retail space.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2023

What does the county charge?
$7k
Tax billed · 2023
Assessed value$475k
Assessed land$386k
Assessed improvement$89k
Effective rate1.47%

Value estimate

· Oct 2026
$565k
$509k – $622k

Realmo valuation models over county records and 3 qualifying comparable sales.

Recently sold

What actually traded nearby?
$155/SF
ZIP average, outlier-cleaned · 22 recorded sales of this use type
Observed band · Q1–Q3$59 – $208
Qualifying comparables3

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
PC09
JurisdictionBAY

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Realty agency18.5
Law Firm15.7
Parking Facility15.0

Location

1040 15th St Panama City, FL 32405
County assessor Recorded deeds · 6 transfers 3 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

3 recorded sales · 17 properties nearby
Recent sales nearby
3 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
807 15th, Panama City, FL 32405-6101 $150,000 Oct 2020 1,710 SF
1820 15th, Panama City, FL 32405 $455,000 Feb 2020 7,655 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
Research This Page with AI

Rey answers here. ChatGPT, Grok and Claude get the same data packet.

Includes: Price & PSF · Cap rate · Location · Zoning

Ask Rey → ChatGPT Grok Claude
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