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    Property profile & analytics

    104 Riv St Santa Cruz, CA 95060-2708

    • Banks
    • 4,431 SF
    • 0.30 lot acres
    OFF-MARKET
    Value Estimation
    Last Sale
    Feb 15, 2025
    Location Intelligence
    Property ID
    US09-2399659
    The Realmo ID is a unique identifier assigned to every property, incorporating country codes and precise geo-coordinates for 300x300-foot land blocks. It enables standardized data collection and seamless integration of disparate sources such as ownership, tax, title data and physical specifications. By aggregating current and historical records, the Realmo ID powers advanced analytics and delivers deep, verifiable insights for real estate professionals.

    Current Use by Public Records

    • Bank of America ATM (Drive-thru) / Atm / Financial Consultant
    • Bank of America (with Drive-thru ATM) / Financial Consultant / Financial Planner

    Property Details for 104 Riv St

    Year built
    1974
    Construction
    TILT-UP CONCRETE
    Lot size
    0.30 lot acres
    Property size
    4,431 SF
    Property type
    Banks
    APN
    008-311-37
    APU
    831137

    Value Estimation

    Powered by Realmo proprietary methodology Last update: July 3, 2025

    • CAP approach

    • Comparable approach

    • Alternative Use

    Location Insight

    • Map
    • Local Demand
    City
    Santa Cruz
    County
    Santa Cruz
    State
    California
    Longitude
    -122.025
    Latitude
    36.9782
    CBSA code
    42100
    CBSA name
    SANTA CRUZ-WATSONVILLE, CA METROPOLITAN STATISTICAL AREA

    Property Tax & Assessments

    Tax date
    Tax Amount
    Assessed Land Value
    Assessed Improvement Value
    Total Assessed Value
    Applied Tax Rate
    Land Market Value
    Improvement Market Value
    Total Market Value
    2024
    $11,005
    $365,690
    $561,626
    $927,316
    -
    $0.00
    $0.00
    $0.00

    Comparable in this City

    • Value Estimation by Request
      6,389 SF

      1551 Pacific Ave

      FINANCIAL BUILDING • 6,389 SF
      1551 Pacific Ave, Santa Cruz, CA 95060-3928
      View Details
    • Value Estimation
      $6,650,000
      13,260 SF

      730 Ocean St

      FINANCIAL BUILDING • 13,260 SF
      730 Ocean St, Santa Cruz, CA 95060-4008
      View Details
    • Value Estimation by Request
      5,225 SF

      2020 Pacific Ave

      FINANCIAL BUILDING • 5,225 SF
      2020 Pacific Ave, Santa Cruz, CA 95060-2704
      View Details
    • Value Estimation
      $260,000
      0.04 Acres

      109 Msn St

      FINANCIAL BUILDING • 0.04 Acres
      109 Msn St, Santa Cruz, CA 95060
      View Details
    • Value Estimation by Request
      5,220 SF

      1640 Msn St

      FINANCIAL BUILDING • 5,220 SF
      1640 Msn St, Santa Cruz, CA 95060-4743
      View Details
    • Value Estimation by Request
      17,384 SF

      74 Riv St

      FINANCIAL BUILDING • 17,384 SF
      74 Riv St, Santa Cruz, CA 95060-4514
      View Details

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    Similar Nearby for Lease

    • $39 SF/Yr

      Renovated Retail Space, Former Bank

      Renovated retail space, previously a Bank of America branch.
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      4,000 SF

      Retail Space in Santa Cruz

      Retail space for lease in Santa Cruz, California.
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      View Details
    • Contact for pricing
      1,920 SF

      Santa Cruz Retail Spaces Available

      Retail spaces available in premier Santa Cruz shopping center.
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      View Details
    • Contact for pricing

      Apartment Building with Retail Space

      Apartment building featuring retail space on the first floor.
      1547 Pacific Ave, Santa Cruz, CA 95060
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    • $39 SF/Yr
      11,077 SF

      Prime Retail Space in Santa Cruz

      Historic building with ample parking in a central location.
      1132-1134 Pacific Ave, Santa Cruz, CA 95060
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    • $33 SF/Yr
      1,266 SF

      Retail Space on Pacific Avenue

      Retail space available on busy corner with excellent visibility.
      1010 Pacific Ave, Santa Cruz, CA 95060
      View Details

    Property Visit Statistics

    • Visits by month
      10.7k
    • Visitors by month
      6.0k
    • Avg Time on site
      7 min
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    104 Riv St
    Santa Cruz, CA 95060-2708
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    Realmo Value Estimation

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.

    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.

    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
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