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Property profile & analytics
OFF-MARKET
Office buildings
102920 Overseas Hwy Key Largo, FL 33037-2783
Entity Owned
Free & Clear
Property ID
US18-8855659
Property summary
AI-generated overview
This exceptional Key Largo commercial property, located at 102920 Overseas Highway, offers a unique investment opportunity. The 3-story, 2006-built building boasts 2,489 square feet on the ground floor and an additional 1,350 square feet on the second floor, totaling approximately 3,839 square feet. The ground floor features ADA accessibility and custom trim. The building showcases a striking Key West architectural style, complete with a wrap-around veranda, a metal roof, and impact windows. Fresh exterior paint enhances its curb appeal. Ample parking is available. Situated in a X flood zone, this bayside location offers peace of mind and is conveniently located near John Pennekamp Coral Reef State Park, one hour from Miami Airport, and 20 minutes from Ocean Reef Club. The property benefits from 150 feet of highway frontage, ensuring high visibility. Currently leased to multiple businesses, this property presents strong income-generating potential. The asking price is $2,650,000. This versatile space is ready for customization to suit a variety of business needs.
Property profile
Verified
Property type
Office buildings
Use group
OFFICE BUILDING
Year built
2006
Total area
2,489 SF
Lot
0.34 ac (15,011 SF)
APN
00549450-000000
UPID
US18-8855659
Cap rate & NOI
Priority signal for investors
Implied cap rate, NOI & suggested price
Cap rate vs submarket · NOI estimate · 3 price anchors
Implied cap rate, NOI & suggested price
Cap vs submarket · NOI estimate · 3 price anchors
Current use
Occupant on record · Public records
-
DTRT Insurance Group, Inc Insurance Agency
-
Conchrete Construction General Contractor
-
Mermaids Mane Beauty Bar Hair Salon Nail Salon
-
Jo-Nessa Enterprise Hardware & Home Improvement Furniture & Home Goods
-
Marlin Holding Inc Construction Company General Contractor
Value estimations
Realmo proprietary · 4 methods
AI Approach
AI
by Request
CAP Approach
CAP
by Request
Comparable Approach
Comparable
by Request
Blend (final)
Blend
by Request
Owner & transaction history
Keys 90 LLC
Keys 90 LLC
since 2025
Last sale
$2.3M
4 recorded transactions
Zoning & alternative use
Permitted uses
Permitted uses
Allowed · conditional · prohibited
Cap rate
Implied · in-place · derived from last sale + estimated NOI
Implied Cap rate
#1
Implied · in-place · NOI ÷ last sale
In-place · derived from last sale + estimated NOI
Cap rate, NOI & submarket benchmark
Implied cap rate vs Key Largo submarket · NOI estimate · Typical band, median & reading
Implied cap rate, NOI & submarket benchmark
Cap vs Key Largo submarket · NOI estimate · typical band, median & reading
Refine your cap rate
8-question underwriting flow
1.
Property current status — Going-In vs Stabilized
2.
Price for denominator — asking / offer / market
3.
Leasing status & lease structure (NNN / Gross)
4.
Tenant risk profile & vacancy assumption
5.
Upload T12 / rent roll / OM (optional)
Refine in 60 seconds, get exact suggested price
T12 upload · Submarket benchmarks · Sensitivity grid
Suggested price · 3 cap rate anchors
Income approach @ 5% / 7% / 9% — aggressive / typical / conservative
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · Implied $/SF per anchor · Sensitivity grid
Suggested price at 5% / 7% / 9% cap
Aggressive / typical / conservative · implied $/SF · sensitivity
Value
AI, CAP & Alternative Use estimations · Realmo proprietary blendValue Estimations
Based on Realmo’s proprietary methodology
AI Approach
CAP Approach
Comparable Approach
Alternative Use
Get a detailed, property-specific estimation — fast and free
Price per SF
Sale + rent benchmarks
Subject property
—
Submarket sale & rent benchmarks
Median sale $/SF · Asking & closed rent · Submarket vacancy
Submarket sale & rent benchmarks
Median sale $/SF · asking & closed rent · submarket vacancy
Property tax & assessments
Tax year 2023Property tax & assessments
Tax year 2023
Tax billed
$7,935
Tax year 2023
Assessed value
$1,127,244
Assessed 2023
Previous assessed
$791,730
+42.4% YoY
Effective rate
0.70%
On assessed value
Assessed land
$742,500
Assessed improvement
$384,744
Land market value
$742,500
Improvement market value
$384,744
Total market value
$1,127,244
Applied tax rate
500.0000
Comparables
6 recent transactions · within 1.5 miComparable in this city
6 recent transactions
Comparable in this City
Similar Nearby for Sale
Similar Nearby for Lease
Recent comparable sales
Sale price & price/SF · Sale date & distance · Adjustments & confidence
Recent comparable sales
Sale price & $/SF · sale date & distance · adjustments
Property description
Physical attributes from public recordsBuilding & lot
Public records
Property type
Office buildings
Use group
OFFICE BUILDING
Status
Off-Market
Year built
2006
Heating
NONE
Cooling
YES
Stories
1
Total area
2,489 SF
Lot
0.34 ac (15,011 SF)
APN
00549450-000000
UPID
US18-8855659
Jurisdiction
MONROE
Zoning & alternative use
Zoning · permitted uses
Permitted & conditional uses
Allowed uses · Special-permit conditions · Prohibited uses
Permitted & conditional uses
Allowed · special-permit conditions · prohibited
Building & site characteristics
From public records
Year built
2006
Heating
NONE
Cooling
Yes
Stories
1
Lot
0.34 ac
Current owner
From public records · entity-resolved
Keys 90 LLC
Entity
Free & Clear · 0 yrs held
Mailing address
102920 OVERSEAS HWY, KEY LARGO, FL 33037-2783
Mailing matches property
Yes
Owner-occupied
Yes
Ownership since
2025
Owner contacts — direct phone, email, and related entities
Decision-maker phone · Verified email · Related entities & filings
Owner contacts
Email · phone · related entities
Sales History
4 recorded events · public records
Date
Price
Buyer
Seller
Deed Type
Mortgage
Sep 11, 2025
$2,285,000
Keys 90 LLC
Concherete Properties LLC
Warranty Deed
—
Jan 5, 2021
$875,000
Conchrete Properties LLC
Marlin Investments LLC
Warranty Deed
—
Apr 11, 2012
—
Marlin Investments LLC
Marlin Holding INC
Quit Claim Deed
related
$600,000 · Marr Stuart D (te)
Feb 16, 2005
$275,000
Marlin Holding INC
Marine Resources Dev Foun INC
Warranty Deed
—
Coming soon
Costs & Benchmarks
Operating expenses, capex projections, utility benchmarks, and submarket comparables — all in one view.
Coming soon
Risks
Flood, climate, environmental, title, and tenant-concentration risk — surfaced with mitigations and source citations.
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