The property is a 7,400 square-foot commercial building located on a hard-corner site with street-facing presence. It is zoned C-1 (Neighborhood Business District), which allows office use as well as retail and restaurant uses. Parking is provided at the rear of the building, supporting convenient access for visitors and employees. The building’s location and zoning create a flexible commercial setup for neighborhood-oriented street-facing businesses.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. Included with a plan.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with a plan.

Debts

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — included with a plan.

Property tax · 2023

What does the county charge?

$11k

Tax billed · 2023

Assessed value · 2024$75k

Effective rate14.88%

Value estimate

· Nov 2026

$150k

$135k – $165k

Realmo valuation models over county records and 18 qualifying comparable sales.

Recently sold

What actually traded nearby?

$34/SF

ZIP average, outlier-cleaned · 60 recorded sales of this use type

Observed band · Q1–Q3$20 – $55

Qualifying comparables18

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?

C-1 NBHD BUS

JurisdictionBAY

Location intelligence

Which uses thrive at this corner?

Best fit: HVAC Service

Demand heat for this use is drawn on the map · LocInt grid

Demand index

HVAC Service11.3

Daycare Center9.7

Parking Facility9.3

1020 Johnson St Bay City, MI 48708-6252

County assessor Recorded deeds · 6 transfers 18 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby

Address Sale price Sold Size

1122 Johnson, Bay City, MI 48708-6254 $55,000 Feb 2026 4,839 SF

1201 Mckinley, Bay City, MI 48708-6654 $310,000 Feb 2026 3,572 SF

1001 9th, Bay City, MI 48708-6587 $125,000 Jul 2025 3,788 SF

1317 Madison, Bay City, MI 48708-5929 $229,000 Jun 2025 3,520 SF

1015 Johnson, Bay City, MI 48708-6251 $76,500 Mar 2025 4,449 SF

1304 Kosciuszko, Bay City, MI 48708-8024 $30,000 Oct 2024 5,880 SF

Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.

Comparable nearby

Value Estimation
$305,000

6,501 SF

1001 Ctr Ave

COMMERCIAL (GENERAL)

1001 Ctr Ave, Bay City, MI 48708-5100

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Value Estimation
$35,000

675 SF

412 Saginaw St

COMMERCIAL (GENERAL)

412 Saginaw St, Bay City, MI 48708-5641

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Value Estimation by Request
47,655 SF

904-1006 Lafayette Ave

Retail properties & Spaces

904-1006 Lafayette Ave, Bay City, MI 48708

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Value Estimation by Request
345 SF

1525 Broadway St

Investment properties

1525 Broadway St, Bay City, MI 48708

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Value Estimation by Request

822 Washington Ave

COMMERCIAL (GENERAL)

822 Washington Ave, Bay City, MI 48708-5780

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Value Estimation by Request

1 5th E Main St

COMMERCIAL (GENERAL)

1 5th E Main St, Bay City, MI 48708

View Details

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Includes: Price & PSF · Cap rate · Location · Zoning

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1020 Johnson St Bay City, MI 48708

Property summary