Financial
Distress signals
Property profile

102 4th St Panama City, FL 32401

OFF-MARKET
Retail space
Property ID
US18-3385705
12,872 SF 0.22 ac lot Built 1946
Last sale Sep 2023 · $755,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 2-yr Hold Held for 2 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

The property is a commercial office space in Panama City, Florida, offering approximately 3,920 square feet of interior area. It is located at 102 E 4th Street #A, Panama City, FL 32401, and is configured for use as office units and other commercial purposes.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$5k
Tax billed · 2023
Assessed value$260k
Assessed land$111k
Assessed improvement$148k
Effective rate2.07%

Value estimate

· Sep 2026
$645k
$581k – $710k
AI approach$580k
Submarket $/SF estimate$443k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$88/SF
ZIP average, outlier-cleaned · 24 recorded sales of this use type
Observed band · Q1–Q3$34 – $147

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
PC10
JurisdictionBAY

Location intelligence

Which uses thrive at this corner?
Best fit: Bakery
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Bakery10.2
Garden Center10.0
Convenience Store9.6

Location

102 4th St Panama City, FL 32401-3109
County assessor Recorded deeds · 15 transfers Qualifying comp sales · not on file Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 16 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
1217 Harrison, Panama City, FL 32401-2432 $825,000 Jun 2025 7,505 SF
2800 5th, Panama City, FL 32401-5208 $395,000 Jun 2024 16,500 SF
2630 11th, Panama City, FL 32401-4407 $1,775,000 Dec 2023 6,583 SF
436 Harrison, Panama City, FL 32401-2732 $1,500,000 Nov 2022 19,800 SF
1347 15th, Panama City, FL 32401-2048 $2,250,000 Jun 2022 12,655 SF
555 Harrison, Panama City, FL 32401-2621 $625,000 Mar 2022 10,836 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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