Financial
Distress signals
Property profile

245 Main St El Cajon, CA 92020

OFF-MARKET
Retail space
Property ID
US09-9031043
10,147 SF 0.16 ac lot Built 2007
Last sale Sep 2024 · $2,550,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 1-yr Hold Held for 1 years. Absentee Owner Owner mailing address differs from the property address. Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

The property at 245 E Main St in Downtown El Cajon is a 10,734-square-foot mixed-use building over two levels, combining storefront/retail, office, and residential uses. The approximately 5,367-square-foot lower level was configured as a second-generation bakery shop and includes a 10-foot grade-level delivery door at the rear; four parking spaces are accessed from the rear alley. The upper floor includes a custom office build-out with seven private offices, two conference rooms, a private

Ownership intelligence

Who controls the opportunity?

Resolved identity, portfolio, hold profile and investor signals. Included in the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2024

What does the county charge?
$17k
Tax billed · 2024
Assessed value$1.15M
Assessed land$192k
Assessed improvement$960k
Effective rate1.46%

Value estimate

· Sep 2026
$2.55M
$2.30M – $2.81M
AI approach$2.55M
CAP approach$1.89M
Sales comparison$1.66M

Realmo valuation models over county records and 10 qualifying comparable sales.

Recently sold

What actually traded nearby?
$286/SF
ZIP average, outlier-cleaned · 65 recorded sales of this use type
Observed band · Q1–Q3$163 – $477
Qualifying comparables10

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
COMMERCIAL
JurisdictionSAN DIEGO

Location intelligence

Which uses thrive at this corner?
Best fit: Parking Facility
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Parking Facility12.5
Pet Grooming Service9.0
Shoe Repair8.8

Location

245 Main St El Cajon, CA 92020-3911
County assessor Recorded deeds · 9 transfers 10 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 15 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
359 Madison Ave, El Cajon, CA 92020-3456 $1,450,000 Jan 2026 5,282 SF
1021 Washington, El Cajon, CA 92020-4937 $2,369,000 Sep 2025 6,983 SF
614 Madison, El Cajon, CA 92020-3230 $1,029,000 Apr 2025 19,700 SF
338 Lexington, El Cajon, CA 92020-4465 $3,000,000 Apr 2025 13,427 SF
102 Main, El Cajon, CA 92020-3910 $1,600,000 Apr 2025 7,470 SF
119 Magnolia, El Cajon, CA 92020-3903 $1,250,000 Aug 2024 5,138 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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