Financial
Distress signals
Property profile

125 Water St Lincolnton, NC 28092

OFF-MARKET
Retail space
Property ID
US53-1564291
4,200 SF 0.1 ac lot Built 1918
Last sale May 2024 · $335,000
Entity Owned Owner of record is a legal entity (LLC / corporation). 2-yr Hold Held for 2 years. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

125 W Water St is a vacant commercial building in downtown Lincolnton, Lincoln County, North Carolina, situated on a 0.1-acre lot. The structure includes an expansive main level with an open floor plan totaling 4,138 square feet, and a basement area of 2,034 square feet that is accessible from the exterior and described as walkable. The building’s layout is configured for flexible commercial uses such as retail, dining, or office space, and it benefits from downtown adjacency to public parking.

Ownership intelligence

Who controls the opportunity?

Resolved identity, portfolio, hold profile and investor signals. Included in the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$2k
Tax billed · 2023
Assessed value$177k
Assessed land$41k
Assessed improvement$136k
Effective rate1.07%

Value estimate

· Sep 2026
$335k
$302k – $369k
AI approach$335k

Realmo valuation models over county records and 6 qualifying comparable sales.

Recently sold

What actually traded nearby?
$75/SF
ZIP average, outlier-cleaned · 25 recorded sales of this use type
Observed band · Q1–Q3$31 – $113
Qualifying comparables6

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
R-O CD
JurisdictionLINCOLN

Location intelligence

Which uses thrive at this corner?
Best fit: Electrical Service
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Electrical Service10.7
Storage Facility10.0
Kitchen & Bath9.9

Location

125 Water St Lincolnton, NC 28092
County assessor Recorded deeds · 4 transfers 6 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 13 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
110 Main, Lincolnton, NC 28092-2725 $165,000 Dec 2024 6,240 SF
5138 Hwy 150, Lincolnton, NC 28092-8162 $325,000 Aug 2024 3,480 SF
2498 Main, Lincolnton, NC 28092-4106 $650,000 Jun 2024 5,161 SF
132 Main, Lincolnton, NC 28092-2725 $320,000 Mar 2024 5,200 SF
2534 Reepsville, Lincolnton, NC 28092-6898 $325,000 Jan 2024 2,908 SF
202 204th E Main, Lincolnton, NC 28092 $220,000 Dec 2021 4,860 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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