Financial
Distress signals
Property profile

14 4th St Cumberland, MD 21502

OFF-MARKET
Retail residential properties
Property ID
US40-0607221
2,420 SF 0.07 ac lot Built 1920
Last sale Mar 2022 · $9,000
Individually Owned Owner of record is an individual. 4-yr Hold Held for 4 years. Free & Clear No active or open recorded mortgage detected.
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Ownership intelligence

Who controls the opportunity?

Resolved identity, portfolio, hold profile and investor signals. Included in the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$289
Tax billed · 2023
Assessed value$31k
Assessed land$3k
Assessed improvement$28k
Effective rate0.93%

Value estimate

· Sep 2026
$60k
$54k – $66k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$96/SF
ZIP average, outlier-cleaned · 54 recorded sales of this use type
Observed band · Q1–Q3$48 – $148

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionALLEGANY

Location intelligence

Which uses thrive at this corner?
Best fit: Law Firm
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Law Firm16.5
Realty agency15.5
Dental Office12.5

Location

14 4th St Cumberland, MD 21502-4105
County assessor Recorded deeds · 1 transfer Qualifying comp sales · not on file Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 8 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
146 Polk, Cumberland, MD 21502-2318 $37,400 May 2024 2,320 SF
120 Springdale, Cumberland, MD 21502-3947 $40,000 Sep 2023 2,322 SF
14 National, Lavale, MD 21502-7028 $45,000 Dec 2022 2,460 SF
413 Springdale, Cumberland, MD 21502-4548 $240,000 Oct 2022 2,225 SF
121 National, Lavale, MD 21502-7031 $200,000 Mar 2022 2,738 SF
15 Vly, Cumberland, MD 21502-2124 $75,000 Oct 2021 2,378 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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