Financial
Distress signals
Property profile

232 Main St Spencer, MA 01562

OFF-MARKET
Other investment properties
Property ID
US38-0126683
2,082 SF 0.63 ac lot Built 1870
Last sale Nov 2025 · $505,000
Individually Owned Owner of record is an individual. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

The Henrietta Sibley House is an updated Queen Anne Victorian residence with preserved original architectural features and modern improvements. Interior highlights include natural woodwork, stained glass windows, and pocket doors. The first-floor plan is configured with a hair salon use supported by temporary walls, and the layout can be converted back toward an original apartment-style configuration by removing those temporary partitions. The walk-up attic includes two walk-in cedar closets

Ownership intelligence

Who controls the opportunity?

Resolved identity, portfolio, hold profile and investor signals. Included in the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2024

What does the county charge?
$4k
Tax billed · 2024
Assessed value$365k
Assessed land$50k
Assessed improvement$315k
Effective rate1.14%

Value estimate

· Sep 2026
$110k
$99k – $121k
AI approach$110k

Realmo valuation models over county records and 5 qualifying comparable sales.

Recently sold

What actually traded nearby?
$110/SF
County average, outlier-cleaned · 740 recorded sales of this use type
Observed band · Q1–Q3$63 – $171
Qualifying comparables5

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionSPENCER

Location intelligence

Which uses thrive at this corner?
Best fit: Law Firm
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Law Firm9.8
HVAC Service9.5
Convenience Store9.4

Location

232 Main St Spencer, MA 01562-1724
County assessor Recorded deeds · 4 transfers 5 qualifying comp sales Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
19 Mechanic, Spencer, MA 01562-2282 $100,000 Dec 2024 3,543 SF
184 Main, Spencer, MA 01562-2117 $300,000 Jan 2024 2,280 SF
2 Chestnut, Spencer, MA 01562-2506 $750,000 Jun 2022 3,629 SF
15 Vly, Spencer, MA 01562-2166 $550,000 Apr 2022 2,634 SF
55 Mechanic, Spencer, MA 01562-2560 $250,000 Dec 2021 2,400 SF
423 Main, Spencer, MA 01562-1905 $315,000 Jun 2021 1,608 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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