Financial
Distress signals
Property profile

132 21st St Middlesboro, KY 40965

OFF-MARKET
Other commercial real estate
Property ID
US34-1362812
5,880 SF 0.07 ac lot Built 1900
Last sale Oct 2025 · $141,000
Individually Owned Owner of record is an individual. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

The property is a three-story mixed-use building constructed in the 1900s with approximately 5,880 square feet of space. It is zoned B-3 and includes architectural and interior features such as vaulted Victorian ceiling tiles, exposed brick, and transom windows. Documented upgrades include a metal roof, electrical breakers with 200-amp service to each floor, and vinyl windows. The first floor is configured for potential retail or office use, while the second and third floors are suited for

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2023

What does the county charge?
$377
Tax billed · 2023
Assessed value$36k
Effective rate1.05%

Value estimate

· Sep 2026
$140k
$126k – $154k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$62/SF
ZIP average, outlier-cleaned · 25 recorded sales of this use type
Observed band · Q1–Q3$24 – $104

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionBELL

Location intelligence

Which uses thrive at this corner?
Best fit: Realty agency
Demand index
Realty agency9.7
Skin Care Clinic9.1
HVAC Service9.1

Location

132 21st St Middlesboro, KY 40965-2813
County assessor Recorded deeds · 2 transfers Qualifying comp sales · not on file Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
2016 Cumberland, Middlesboro, KY 40965-2829 $200,000 Dec 2025 9,794 SF
910 12th, Middlesboro, KY 40965-1832 $1,150,000 Jan 2025 7,402 SF
1925 Chester, Middlesboro, KY 40965-2530 $450,000 May 2024 6,264 SF
801 19th, Middlesboro, KY 40965-1801 $75,000 Sep 2023 5,000 SF
19th, Middlesboro, KY 40965 $160,000 Oct 2021 7,140 SF
Fitzpatrick, Middlesboro, KY 40965 $60,000 Oct 2021 9,475 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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