Financial
Distress signals
Property profile

445 Elm St Waverly, IL 62692

OFF-MARKET
Other commercial real estate
Property ID
US28-4022258
0.19 ac lot
Last sale Oct 2025 · $110,000
Individually Owned Owner of record is an individual. ~ Est. High Equity Modeled equity is high. Estimate, not a fact.
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Property summary

AI-generated overview

Constructed in 1992, this commercial building provides 2,160 sq ft of interior space and is located in Waverly, Illinois, on Route 104. The layout is designed to be divided into two separate areas: a 284 sq ft space with a shop counter and walk-up window, and a 1,145 sq ft space that includes a 539 sq ft shop/kitchen/other area plus 108 sq ft of storage. The property includes a full bathroom with a stand-up shower. It has a tankless water heater that was installed in 2026 and a roof that is approximately 10 years old.

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2022

What does the county charge?
$1k
Tax billed · 2022
Assessed value · 2023$21k
Assessed land$3k
Assessed improvement$17k
Effective rate5.62%

Value estimate

· Sep 2026
$70k
$63k – $77k
AI approach$75k

Realmo valuation models over county records.

Recently sold

What actually traded nearby?
$62/SF
County average, outlier-cleaned · 24 recorded sales of this use type
Observed band · Q1–Q3$33 – $105

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

No data for this section
What can be built here?

No zoning code is on file for this parcel. Coverage grows with every catalog release.

JurisdictionMORGAN

Location intelligence

Which uses thrive at this corner?
Best fit: Dental Office
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Dental Office9.7
Auto Repair Shop9.3
HVAC Service9.2

Location

445 Elm St Waverly, IL 62692-1088
County assessor Recorded deeds · 5 transfers Qualifying comp sales · not on file Zoning catalog · not on file

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
199 Pearl, Waverly, IL 62692-1008 $15,000 Oct 2025 No data
400 Miller, Waverly, IL 62692 $35,000 May 2025 No data
430 Elm, Waverly, IL 62692-1040 $250,000 Jan 2025 No data
231 Miller, Waverly, IL 62692-1158 $61,500 Oct 2024 No data
149 Pearl, Waverly, IL 62692-1165 $25,000 May 2024 600 SF
195 Pr, Waverly, IL 62692 $12,500 Apr 2024 No data
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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