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Waterfront Land in Gated Community
For Sale
$49,500

Surf Rd lot 20, Panacea, FL 32346

Land, Panacea, FL

Property SizeContact for details
Lot Size0.43 Acres
Days on Market235

Property Features for Surf Rd lot 20

General Information

Property type Land
Property subtype Other
Zoning description Residential Single Family
Subdivision Refuge At Panacea
Lot features Restrictions, Within 1/2 Mile of Water
View Water
Directions Turn right heading south down HWY 98.
Standard status Active
APN 026S02W30803616020
Lot size 0.43 Acres

Taxes and HOA fees

Tax Description REFUGE AT PANACEA LOT 20
HOA Fee $75 Annually
Legal Description REFUGE AT PANACEA LOT 20

Utilities

Utilities Water Available
Listing Agency: Waypoint Properties
Listed By: Nailah Core · License #3555721
Added: Jan 6 Changed: Aug 26 Last Checked: Aug 29 at 5:06PM
MLS# 324902

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

The Refuge at Panacea offers lots in a private, gated community near Ochlockonee Bay. These home sites provide a setting to construct a coastal dream home surrounded by landscapes backing up to the St Marks Refuge. Residents have access to nearby beaches, marinas, and dining options. Public sewer, water and underground utilities are on site. The lot size is 0.43 acres. This property is located in Panacea, Florida.

Key Highlights

  • Premier lots in a private, gated community.
  • Backs up to the St Marks Refuge with lush natural landscapes.
  • Convenient access to nearby beaches, marinas, and dining.

Property Analytics

Current Use

Residential land & home ...

Lease Details

Yes
Utilities to site

Location Intelligence

Trade Area within ½ mile

16
Businesses Nearby

Demographics for 32346, FL

1,750
Population
1,716
Households
1
Avg Household Size
55
Median Age
26%
College-Educated
91%
High-School Grad
28.4 sq mi
ZIP Area
62
Density / Sq Mi
$58,382
Median Household Income
$23,889
Median Earnings
$1,468
Median Rent
$233,500
Median Home Value
Rey
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.

Frequently Asked Questions

What type of property is this?
Residential land & home lot - Premier lots in a gated community near Ochlockonee Bay.
Where is this residential land & home lot located?
The property is located at Surf Rd lot 20 Panacea, FL.
What is the asking price?
The asking price for this property is $49,500.
What are key features of this property?
This property features: Premier lots in a private, gated community.; Backs up to the St Marks Refuge with lush natural landscapes.; Convenient access to nearby beaches, marinas, and dining.
More about this property
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