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    Usable Land in Ben Lomond Title is generated by Realmo AI

    BEN LOMOND, Ben Lomond 95005

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    Claim this Listing
    For Sale
    Under Contract
    $499,000

    LAND - BEN LOMOND

    Lot size:
    10.89 Acres
    Added:
    Apr 29, 2026
    Days on Market:
    23
    Last Refresh:
    May 21 at 5:06 pm

    Property Features for BEN LOMOND

    General Information

    Property type
    Land
    Property subtype
    Other
    Zoning
    RA
    Fencing
    Fenced
    Standard status
    Active Under Contract
    Lot size
    10.89 Acres

    Utilities

    Water source
    Private, Well

    We can help!

    Listing Contact
    MaryBeth McLaughlin
    MaryBeth McLaughlin

    Listing agent MaryBeth McLaughlin License #01466579

    Listing office Room Real Estate 6990 HWY 9, Felton, CA

    Listing date Apr 29, 2026

    MLS# ML82017384 Listing URL

    Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Approved permit for a 1,200 sq ft, 2‑bedroom, 1.5‑bath home.
    • 10.89 acres of sun‑drenched, usable land.
    • Established infrastructure: electricity, running water, functioning septic system, and prolific shared well.
    • Two access roads, one paved.
    • Versatile property spanning 3 separate parcels.
    • Large greenhouse, garden areas, and two new 10x12 barn sheds.

    Overview

    This rare 10.89-acre property is located in Ben Lomond. The land offers a blend of rural tranquility and modern readiness. The property has an approved permit for a 1,200 sq ft, 2-bedroom, 1.5-bath home, along with established electricity, running water, and a functioning septic system. A prolific shared well provides abundant water. Two access roads, one paved, facilitate entry. The property includes a large greenhouse, garden areas, and two new 10x12 barn sheds. There is also a small goat barn, hillside goat pen, and conduit installed for a future electric gate. Redwood trees frame the property. This versatile property spans 3 separate parcels, offering opportunities for a private estate, income-producing retreat, permaculture farm, or communal homestead. With all-day sun, plenty of flat space, and fencing in place, the property is located minutes from the Brookdale Lodge.
    Location Intelligence

    Current Use by Public Records

    Agricultural land / Farmland

    Map

    City
    Ben Lomond
    County
    Santa Cruz
    State
    Longitude
    -122.117492
    Latitude
    37.103072

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    FAQs

    What type of property is this?
    Agricultural land / Farmland - 10.89 acres of sun-drenched land with infrastructure in place.
    Where is this agricultural land / farmland located?
    The property is located at BEN LOMOND Ben Lomond.
    What is the asking price?
    The asking price for this property is $499,000.
    What are key features of this property?
    This property features: Approved permit for a **1,200 sq ft, 2‑bedroom, 1.5‑bath home.**; **10.89 acres of sun‑drenched, usable land.**; Established infrastructure: electricity, running water, functioning septic system, and prolific shared well.
    (831) 252-4085
    We can help!
    Listing Contact
    MaryBeth McLaughlin
    MaryBeth McLaughlin
    Real Estate License ID: 01466579
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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