Up/Down Duplex Income
95 Victoria Street N Saint Paul, MN 55104
New
For Sale
$389,900
MULTI_FAMILY - Saint Paul, MN
Property Size2,416 SF
Lot Size0.09 Acres
Price / SF$161.38
Days on Market6
Property Features for 95 Victoria Street N
General Information
- Property type
- Residential Multi Family
- Property subtype
- Duplex
- Bedrooms
- 3
- Bathrooms
- 3
- Rooms
- Bathroom 1, Bedroom 3, Bathroom 2, Bedroom 2, Basement, Bedroom 1, Bathroom 3
- Parking features
- Covered, Driveway
- Exterior features
- Cement Board
- Standard status
- Active
- APN
- 022823240032
- Size
- 2,416 SF
- Lot size
- 0.09 Acres
Taxes and HOA fees
- Tax Year
- 2026
- Tax Annual Amount
- 7234
Utilities
- Heating system
- Hot Water(Heating)
Building Details
- Year built
- 1890
- Roof type
- Shingle
Listing Agency:
Keller Williams Premier Realty
(651) 379-1500
Listed By:
Scott R. Smith
(651) 379-1500
Added: Jul 20
Changed: Jul 24
Last Checked: Jul 25 at 12:06PM
MLS# 7108677
Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This up/down duplex includes two residential units with separate layouts across the main and upper levels. The main floor unit features one bedroom, a three-quarter bath, hardwood floors, and in-unit laundry. The upper level unit offers two bedrooms, a three-quarter bath, a large kitchen with a dishwasher, and a bonus room on the third level that includes a half bath.
Both units provide access to the basement, which includes storage areas and laundry facilities. The property is located in Saint Paul, MN 55104, in Ramsey County.
With two distinct unit configurations and basement support for laundry and storage, the property is set up for continued rental operations and management within a duplex structure.
Both units provide access to the basement, which includes storage areas and laundry facilities. The property is located in Saint Paul, MN 55104, in Ramsey County.
With two distinct unit configurations and basement support for laundry and storage, the property is set up for continued rental operations and management within a duplex structure.
Key Highlights
- Up/down duplex built in 1890 with two separate units
- Main floor unit: 1 bedroom, three‑quarter bath, hardwood floors, and in‑unit laundry
- Upper unit: 2 bedrooms, three‑quarter bath, large kitchen with dishwasher
Financial Insights For Multifamily LT 5
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $53.6k | $22.20 |
| − Vacancy | −$3.2k | −$1.33 |
| EGI | $50.4k | $20.87 |
| − OpEx | −$15.1k | −$6.26 |
| NOI | $35.3k | $14.61 |
2,416 SF · lease $22.20/SF/yr · vacancy 5.98% · expense 30.00%
Alternative Uses
Best Use
Multifamily LT 5
$504.3K
$441.2K – $588.3K
NOI $35,299 @ 7.0% cap · market cap 9.05%
Second Best
Apartment 5plus
$463.2K
$405.3K – $540.4K
NOI $32,422 @ 7.0% cap · market cap 8.32%
Theoretical Best
Healthcare Medical
$594.5K
$520.2K – $693.6K
NOI $41,618 @ 7.0% cap · market cap 10.67%
Zoning and permitted uses should be independently verified with local authorities.
Property Analytics
Property Profile
Location Intelligence
Current Use by Public Records
Duplexes
FAQs
What type of property is this?
Duplex - Up/down duplex with separate units, each with three-quarter bath and access to shared basement laundry and storage.
Where is this duplex located?
The property is located at 95 Victoria Street N Saint Paul, MN.
What is the asking price?
The asking price for this property is $389,900.
What are key features of this property?
This property features: Up/down duplex built in 1890 with two separate units; Main floor unit: 1 bedroom, three‑quarter bath, hardwood floors, and in‑unit laundry; Upper unit: 2 bedrooms, three‑quarter bath, large kitchen with dishwasher
