BMO Bank Branch For
For Sale
Contact for pricing
101 W 4th St, Marshfield, WI 54449
BMO Bank branch available for purchase in Marshfield, WI.
Property Size22,101 SF
Price / SF$147.05
Days on Market1082
Property Features for 101 W 4th St
General Information
Standard status
Active
Size
22,101 SF
Class
A
Total Parking Spaces
45
Property subtype
Retail, Office
Zoning
DMU (Downtown Mixed-Use)
Occupancy
100%
Lease Type
Absolute Net
Investment Type
Net Lease
Net Operating Income
$199,770
Building Details
Year Built
1948
Year Renovated
2024
Stories
2
Tenancy
Single
Listing Agency:
Founders 3 Real Estate Services Office & Industrial Brokerage Division
Listed By:
Ty Mueller · License #111961-94
Source:
Crexi
Added: Sep 14, 2023
Changed: Aug 25
Last Checked: Aug 29 at 1:49AM
Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Founders 3 Real Estate Services Office & Industrial Brokerage Division
Investment Insights
Based on property information with market context.
The property is a BMO Bank branch. BMO Bank provides a range of personal banking products and solutions across the United States, operating since 1882 as Harris Bank and owned by BMO Financial Group since 1984. BMO Bank has grown to be one of the largest banks in the Midwest serving personal, commercial and affluent customers. BMO Bank provides a range of personal banking products and solutions through over 1,000 branches, and fee-free access to over 40,000 ATMs across the United States. These include solutions for everyday banking, financing, investing, as well as a full suite of integrated commercial and financial advisory services. BMO Bank’s commercial banking team provides a combination of sector expertise, local knowledge and mid-market focus throughout the U.S. The property is located at 101 W 4th St, Marshfield, WI 54449 and has a size of 22101 square feet.
Key Highlights
- Established in 1882 (formerly Harris Bank) indicating a long history and stability.
- Owned by BMO Financial Group since 1984, demonstrating financial strength.
- Over 1,000 branches across the United States, providing convenient access.
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$157,848
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
4.86%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$3,156,960
$3.2M
Cap Rate 7%
$2,254,971
$2.3M
Cap Rate 9%
$1,753,867
$1.8M
Market Conditions
NOI Build-Up for 22,101 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$252.0K $11.40/SF
− Vacancy
−$26.5K −$1.20/SF
EGI
$225.5K $10.20/SF
− OpEx
−$67.6K −$3.06/SF
NOI
$157.8K $7.14/SF
Area
Wood County, WI
Vacancy
10.50%
Lease Rate
$11.40 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$3,156,960
Cap Rate 7%
$2,254,971
Cap Rate 9%
$1,753,867
Alternative Uses
Best Use
Specialty Retail
$4.29M
$3.75M – $5.00M
NOI $300,134 @ 7.0% cap · market cap 9.23%
Second Best
Retail
$2.25M
$1.97M – $2.63M
NOI $157,848 @ 7.0% cap · market cap 4.86%
Theoretical Best
—
—
same as Best Use
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Property Profile
Current Use
Location Intelligence
Trade Area within ½ mile
837
Businesses Nearby
86k
Monthly Visits Nearby
Explore this area
Business Placement
Foot Traffic Nearby
Shops & Services 42%
Groceries 32%
Dining 13%
Home Improvements & Furnishings 10%
Kwik Trip
Shops & Services
30,398 visits/mo
0.2 miles
Pick 'n Save
Groceries
27,206 visits/mo
0.2 miles
True Value Hardware
Home Improvements & Furnishings
6,961 visits/mo
0.3 miles
Little Caesars Pizza
Dining
5,801 visits/mo
0.5 miles
Associated Bank
Shops & Services
3,618 visits/mo
0.2 miles
Demographics for 54449, WI
26,417
Population
12,455
Households
2.1
Avg Household Size
43
Median Age
27%
College-Educated
94%
High-School Grad
172.4 sq mi
ZIP Area
153
Density / Sq Mi
$66,611
Median Household Income
$43,612
Median Earnings
$812
Median Rent
$194,400
Median Home Value
Market
Vacancy Rate% for Retail in Midwest region
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.
Frequently Asked Questions
What type of property is this?
Bank - BMO Bank branch available for purchase in Marshfield, WI.
Where is this bank located?
The property is located at 101 W 4th St Marshfield, WI.
What is the asking price?
The asking price for this property is $3,250,000.
What are key features of this property?
This property features: Established in 1882 (formerly Harris Bank) indicating a long history and stability.; Owned by BMO Financial Group since 1984, demonstrating financial strength.; Over 1,000 branches across the United States, providing convenient access.
