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Waterfront Mixed-Use Property
For Sale
$725,000
Pending

8-10 Towners Road, Carmel, NY 10512

Commercial Sale, Carmel, NY

Property SizeContact for details
Lot Size0.54 Acres
Days on Market124

Property Features for 8-10 Towners Road

General Information

Property type Commercial Sale
Property subtype Other
Zoning C
Rooms Basement
Basement Finished
Lot features Cleared, Front Yard, Paved, Private, Waterfront
View Lake
Standard status Pending
APN 372200-033-064-0001-007-000-0000
Lot size 0.54 Acres

Taxes and HOA fees

Tax Year 2026
Tax Annual Amount 14372

Utilities

Sewer type Septic Tank
Heating system Electric (Heating)
Cooling system Wall/Window Unit(s), Window Unit(s)
Water source Well
Water front features Lake, Lake Front, Waterfront
Water front 1

Building Details

Year built 1940
Floors in Building 2
Number of units 3
Building materials Frame
Listing Agency: Briante Realty Group, LLC
Listed By: Angela J. Briante · License #10491201787
Added: Apr 22 Changed: Aug 20 Last Checked: Aug 23 at 8:06AM
MLS# 986319

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This frame-built mixed-use property contains three legal units, including two residential units and one commercial unit. The commercial component includes a multi-room office, while additional spaces include garages, a framed room, and lower-level areas with separate entrances. The residential component includes a two-bedroom apartment and a one-bedroom apartment. Electric heat serves all units, with individual metering extending to the basement. Wall/window and window-unit cooling are present, and the property uses well water and a septic tank.

Set on 0.54 acres along Lake Carmel, the property has lake frontage and waterfront features. The address is 8-10 Towners Road in Carmel, NY, within Putnam County. The surrounding Lake Carmel community includes five beaches, a playground, a walking path around the lake, and a clubhouse. The property was built in 1940 and includes a basement.

Key Highlights

  • Three legal units: two residential and one commercial
  • 0.54‑acre Lake Carmel property with lake frontage and waterfront features
  • Commercial unit includes a multi‑room office and garage space

Property Analytics

Current Use

Office Units

Suggested Use

Top Pick Real Estate Agency Dental Office Restaurant Spa & Massage Center Hair Salon Big Box & Wholesale Store

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

1
Office units
2
Residential units
Yes
Utilities to site

Location Intelligence

Trade Area within ½ mile

144
Businesses Nearby

Demographics for 10512, NY

24,664
Population
9,874
Households
2.5
Avg Household Size
46
Median Age
42%
College-Educated
93%
High-School Grad
52.2 sq mi
ZIP Area
472
Density / Sq Mi
$124,519
Median Household Income
$62,393
Median Earnings
$1,607
Median Rent
$401,800
Median Home Value

Market

Vacancy Rate% for Office in Northeast region

13.1% 2019
15.4% 2020
17.6% 2021
19.1% 2022
20.2% 2023
20.9% 2024
19.9% 2025
Rey
Questions? Ask Rey
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Frequently Asked Questions

What type of property is this?
Mixed-use property - Lakefront property combines commercial space, residential units, garages, and separate metering in a flexible configuration.
Where is this mixed-use property located?
The property is located at 8-10 Towners Road Carmel, NY.
What is the asking price?
The asking price for this property is $725,000.
What are key features of this property?
This property features: Three legal units: two residential and one commercial; 0.54‑acre Lake Carmel property with lake frontage and waterfront features; Commercial unit includes a multi‑room office and garage space
More about this property
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