78 Forest Street, Gloversville, NY 12078

This two-family home is configured with two bedrooms on the first floor, along with a formal dining area, living room, full bath, and a dedicated laundry room. The second floor offers two bedrooms plus an additional room that can serve as an office or bedroom. Both floors include a washer, dryer, refrigerator, and stove, with the appliances owned by the seller and included with the sale. The property features natural gas heat, hardwood floors, and tin ceilings, ceiling fans, and lighting throughout. There is a natural oak and marble fireplace on the first floor, along with Kohler toilets, Delta faucets, breakers, and a full-size carpeted attic. A full-size cellar with 9-foot ceilings is also included. Security is supported by an included eight-camera system, and the home has new furnace and new hot water tank. The roof is approximately 12 years old, with new 1/2" 4-core plywood; there is only one roof (no roof over). Additional features include a large garage with substantial storage and two double carports, plus a newly installed front sidewalk.

Access and convenience are supported by the attached parking and storage facilities, including the garage and double carports.

The property offers a practical fit for an owner-occupant or investor looking for a two-unit setup where the first floor is currently HUD approved and rented, while the second floor is owner occupied. Included in-unit appliances and recent updates to key systems can help reduce near-term maintenance concerns for a buyer.