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Residential Lot Opposite Central Park
For Sale
$165,000

7 N 13TH Ter, Fernandina Beach, FL 32034

Residential lot near downtown and Main Beach with owner financing.

Property SizeContact for details
Lot Size0.11 Acres
Days on Market268

Property Features for 7 N 13TH Ter

General Information

Standard status Active
Lot size 0.11 Acres
Property subtype Land

Taxes and HOA fees

Annual Taxes $1,626
Listing Agency: ListWithFreedom.com
Listed By: Ralph M. Harvey III · License #304715
Source: Elliman
Added: Nov 28, 2025 Changed: Aug 8 Last Checked: Jul 16 at 9:00AM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of ListWithFreedom.com

Investment Insights

Based on property information with market context.

This residential lot is situated opposite Central Park, approximately a 10-minute walk from downtown and a 7-minute cycle from Main Beach. The lot features a high elevation and a slight slope. The property includes one significant tree on the side, which can be easily avoided, and is 25% covered in shrubs. There is no setback requirement on the front and sides of the property, with a 10-foot setback on the back. An impervious footprint of 3651 square feet is allowed, including the driveway, provided it is impervious. Formal access is available through 13th Terrace, a cul-de-sac, with informal access also possible from the connector between 13th and 14th. The zoning is MU 1, which permits single residential use along with light business use. Owner financing is available at reasonable rates.

Key Highlights

  • Prime location directly opposite Central Park
  • Zoning MU1 allows single residential plus light business use
  • Walking distance to downtown (10 minutes) and short cycle to Main Beach (7 minutes)

Property Analytics

Current Use

Residential land & home ...

Suggested Use

Top Pick Nail Salon Parking Lot & Garage Auto Parts Store Pharmacy Accounting Firm Hair Salon

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

677
Businesses Nearby

Demographics for 32034, FL

38,167
Population
21,768
Households
1.8
Avg Household Size
56
Median Age
54%
College-Educated
97%
High-School Grad
65.0 sq mi
ZIP Area
587
Density / Sq Mi
$97,756
Median Household Income
$48,467
Median Earnings
$1,399
Median Rent
$484,200
Median Home Value
Rey
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.

Frequently Asked Questions

What type of property is this?
Land - Residential lot near downtown and Main Beach with owner financing.
Where is this land located?
The property is located at 7 N 13TH Ter Fernandina Beach, FL.
What is the asking price?
The asking price for this property is $165,000.
What are key features of this property?
This property features: Prime location directly opposite Central Park; Zoning MU1 allows single residential plus light business use; Walking distance to downtown (10 minutes) and short cycle to Main Beach (7 minutes)
More about this property
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