Add Listing
    For Sale
    • For Sale
    • For Lease
    • Recently Sold
    • Property Lookup
    • Brokers
    Bigfork Land with Mountain Views Title is generated by Realmo AI

    643 Saddlehorn Trail, Bigfork, MT 59911

    View on Map
    Claim this Listing
    New
    For Sale
    $371,000

    LAND - Bigfork, MT

    Lot size:
    1.03 Acres
    Added:
    May 15, 2026
    Days on Market:
    3
    Last Refresh:
    May 17 at 11:06 pm

    Property Features for 643 Saddlehorn Trail

    General Information

    Property type
    Land
    Property subtype
    Other
    Zoning
    Residential
    Standard status
    Active
    APN
    07383631409010000
    Lot size
    1.03 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Description
    SADDLEHORN NO 5, S31, T27 N, R19 W, ACRES 1.03, CAMP HOMESITE 20
    Tax Annual Amount
    1104

    Utilities

    Sewer type
    Public Sewer
    Water source
    Public
    Water front features
    Lake, Navigable Water
    Water front
    1

    We can help!

    Listing Contact
    Luke Underhill

    Listing agent Luke Underhill License #RRE-BRO-LIC-89542

    Listing office PureWest Real Estate - Bigfork 420 Electric Ave, Kalispell, MT

    Listing date May 15, 2026

    MLS# 30070231 Listing URL

    Copyright © 2026 Montana Regional MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Prime location in the desirable Saddlehorn development with striking views of Bigfork and surrounding mountains.
    • Access to private lake clubhouse on Flathead Lake.
    • Extensive community amenities: hiking/biking trails, community garden, open‑air pavilion, clubhouse, and swimming pool.
    • Ideal lot for custom home with daylight/walkout basement potential.
    • All essential underground utilities are already in place (natural gas, public water, sewer, high‑speed internet).
    • 1.028‑acre lot provides ample space for a custom build.

    Overview

    Located in the Saddlehorn development in Bigfork, Montana, this 1.028-acre residential lot features a naturally sloping terrain suited for a custom home with a daylight or walkout basement. The property is positioned to capture views of Bigfork and the surrounding mountains. Residents can enjoy over five miles of hiking and biking trails, a community garden, and the Chief Cliff open-air overlook pavilion. The community clubhouse and swimming pool provide recreation and relaxation options. Access to the owners' private lake clubhouse at Woods Bay offers private access to Flathead Lake. Essential underground utilities, including natural gas, public water, sewer, and high-speed internet, are available. This site is prepped for a custom build, suitable for a rustic retreat or a mountain-modern estate.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Residential land & home ...

    Suggested Use

    Restaurant Dental Office Law Firm Auto Repair Shop Auto Parts Store Gym & Fitness Center Skin Care Clinic Kitchen & Bath Showroom Spa & Massage Center Hair Salon

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Bigfork
    County
    Flathead
    State
    Montana
    Longitude
    -114.0548299
    Latitude
    48.0546202

    Nearby Similar for Sale

    • $998,000

      Turnkey Restaurant & Bed and Breakfast

      Restaurant and bed and breakfast in Montana's adventure corridor.
      22360 Mt Highway 83, Bigfork, MT 59911
      View Details
    • $239,900

      Ready-to-Build Lot in Bigfork, MT

      Flat, primed lot with mountain views near downtown Bigfork.
      132 N Crestview Terrace, Bigfork, MT 59911
      View Details
    • $277,500

      Bigfork Land with Mountain Views

      Sloping lot in gated community with panoramic mountain views.
      37 Red Tail Ridge, Bigfork, MT 59911
      View Details
    • $520,000

      Saddlehorn Homesite with Lake Views

      Premier 0.398-acre homesite in Bigfork's Saddlehorn development.
      369 Chief Cliff Trail, Bigfork, MT 59911
      View Details
    • $585,000

      Bigfork Homesite with Lake Views

      Premier 0.45-acre homesite in Saddlehorn development with Flathead Lake views.
      345 Chief Cliff Trail, Bigfork, MT 59911
      View Details
    • $440,000

      Luxury RV Living Near Bigfork

      Premier lot with luxury RV near Flathead Lake.
      33336 Whitecap Lane, Bigfork, MT 59911
      View Details
    • $617,000

      Enchanted Woodland Sanctuary Near Echo Lake

      5.03 acre off-grid property with cabins and mountain views.
      541 Alpine Drive, Bigfork, MT 59911
      View Details
    • $400,000

      Waterfront Land on Echo Lake

      Island lot with 175 feet of south-facing frontage.
      716 Echo Lake Road, Bigfork, MT 59911
      View Details
    • $277,700

      Land Ready for Building in Bigfork

      1.47-acre lot in Bigfork, MT with utilities in place.
      1365 MT Highway 209, Bigfork, MT 59911
      View Details
    • $344,000

      Bigfork Land in Saddlehorn Development

      1.014-acre homesite with mountain views and community amenities.
      477 Chief Cliff Trail, Bigfork, MT 59911
      View Details
    • $410,000

      Bigfork Homesite in Saddlehorn Community

      Large lot with amenities and private Flathead Lake access.
      121 Pinto Trail, Bigfork, MT 59911
      View Details
    • $430,000

      Bigfork Land with Mountain Views

      1.17 acre homesite with mountain views and community amenities.
      385 Saddlehorn Trail, Bigfork, MT 59911
      View Details

    FAQs

    What type of property is this?
    Residential land & home lot - 1.028-acre lot in Saddlehorn development with amenities.
    Where is this residential land & home lot located?
    The property is located at 643 Saddlehorn Trail Bigfork, MT.
    What is the asking price?
    The asking price for this property is $371,000.
    What are key features of this property?
    This property features: Prime location in the desirable Saddlehorn development with striking views of Bigfork and surrounding mountains.; Access to private lake clubhouse on Flathead Lake.; Extensive community amenities: hiking/biking trails, community garden, open‑air pavilion, clubhouse, and swimming pool.
    (406) 890-3346
    We can help!
    Listing Contact
    Luke Underhill
    Real Estate License ID: RRE-BRO-LIC-89542
    Learn More
    Request Owner's contact information
    Message sent successfully
    Error
    If you are the owner or broker of this property and would like to edit or remove this listing please send a message to web site administrator.
    Message sent successfully
    Error
    Email to Your Friends
    Link copied to clipboard
    Separate multiple addresses with a comma
    Message sent successfully
    Error

    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

    More about this property
    Thanks! Your message was sent.
    Error! Your message wasn't sent.
    Please enter your name
    Please enter email
    Please enter the email in the correct format
    Please enter phone
    Please enter the number in the correct format
    Please enter message
    Thank You

    You are Unsubscribed From Notifications

    Thank You for Inquiry
    643 Saddlehorn Trail, Bigfork, MT 59911
    letter with green check mark
    Check your email
    We sent you the
    agent's contact details. yellow underline
    Can't find it?
    Please check your junk/spam folder.
    Google sign-in failed. Please try again or use another login method.
    Sign Up Successful!
    You now have access to more from Realmo!