Jefferson Street Commercial Office
630 Jefferson St, Paducah, KY 42001
Recently renovated office building in downtown Paducah with drive-thru.
Type:Commercial/Industrial
Property size:
2,706 SFPrice / SF:
$131/SF- Added:
- Mar 12, 2026
- Days on Market:
- 72
- Last Refresh:
- Apr 5 at 11:08 pm
Property Features for 630 Jefferson St
General Information
- Standard status
- Active
- Size
- 2,706 SF
- Property subtype
- Commercial/Industrial
Listing agent Jessica Housman License #201474
Listing office Housman Partners Real Estate (270) 534-5569
Listing date Mar 12, 2026
Source Exitrealty
Displayed information is deemed reliable but is not guaranteed and should be independently verified.
All listing content including descriptions, pricing, images are the copyrighted material of Housman Partners Real Estate
HighLights
- Prime downtown Paducah location on iconic Jefferson Street.
- Recently renovated 2,700+ sqft building is suitable for professional office use.
- Features a functional layout including a welcoming lobby, five offices with built‑in storage, a large conference room, and a break room.
- Includes unique features such as a vault and a drive‑thru with a night deposit box.
- Offers convenience with two bathrooms and a storage room.
- Provides ample parking and accessibility.
Overview
Located on Jefferson Street in downtown Paducah, this recently renovated building offers over 2,700 square feet of commercial space suitable for a professional office. The property, previously a bank and most recently an insurance office, features a welcoming lobby and waiting area, five spacious offices with built-in storage and desks, a large conference room, and a break room. It also includes two bathrooms, a vault, a drive-thru with a night deposit box, and a storage room. The property provides ample parking and a central location, offering convenience and accessibility. The building is located at 630 Jefferson St, Paducah, KY 42001.
Financial Insights
Value Estimation Calculated for Office B
Conservative
$287.5K
NOI $25,876 @ 9.00% cap · cautious / downside scenario
Moderate
$369.7K
NOI $25,876 @ 7.00% cap · market / base-case scenario
Aggressive
$517.5K
NOI $25,876 @ 5.00% cap · optimistic / upside scenario
NOI & Cap Rate Calculator
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
Calculated for Office B
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $40.6k | $15.00 |
| − Vacancy | −$6.1k | −$2.25 |
| EGI | $34.5k | $12.75 |
| − OpEx | −$8.6k | −$3.19 |
| NOI | $25.9k | $9.56 |
2,706 SF · lease $15.00/SF/yr · vacancy 15.00% · expense 25.00%
Alternative Use Scenarios
Best Use
Office B
$369.7K
$323.5K – $431.3K
NOI $25,876 @ 7.0% cap · market cap 7.29%
Second Best
—
—
no second resolved use
Theoretical Best
Warehouse
$563.8K
$493.3K – $657.8K
NOI $39,467 @ 7.0% cap · market cap 11.12%
Zoning and permitted uses should be independently verified with local authorities.
Property Profile
Insight Report
Location Intelligence
Current Use by Public Records
Bradshaw & Weil, Inc.
Insurance Agency
Location Insight
- Map
- Local Demand
- City
- Paducah
- County
- McCracken
- State
- Kentucky
- Longitude
- -88.6021
- Latitude
- 37.0862
Nearby Similar for Sale
FAQs
What type of property is this?
Office building - Recently renovated office building in downtown Paducah with drive-thru.
Where is this office building located?
The property is located at 630 Jefferson St Paducah, KY.
What is the asking price?
The asking price for this property is $355,000.
What are key features of this property?
This property features: Prime downtown Paducah location on iconic Jefferson Street.; Recently renovated 2,700+ sqft building is suitable for professional office use.; Features a functional layout including a welcoming lobby, five offices with built‑in storage, a large conference room, and a break room.
