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Bank Branch with Covered Drive-Throughs
For Sale
$269,000

609 N Main Street, Darlington, SC 29532

The flexible interior includes private offices, a lobby, kitchenette, and two accessible restrooms.

Property Size1,925 SF
Lot Size2.02 Acres
Price / SF$139.74
Days on Market109

Property Features for 609 N Main Street

General Information

Standard status Active
Size 1,925 SF
Lot size 2.02 Acres
Property subtype Commercial

Additional Details

Real Estate Included Yes

Amenities

private offices
large lobby
kitchenette
handicap accessible bathrooms
mechanical room
workspace areas
night drop safe
drive thru lanes
utility tunnel

Building Details

Building Size 1,925 SF
Year Built 2003
Buildings 1
Construction modular
Listing Agency: Keller Williams Palmetto
Listed By: Jennifer Marshall
Source: Browncokerrealty
Added: Jul 21 Changed: Nov 6 Last Checked: Nov 6 at 1:39AM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Keller Williams Palmetto

Rey
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Investment Insights

Based on property information with market context.

This 1,925-square-foot bank property was built in 2003 on a permanent foundation using modular construction. Its interior includes three private offices, a large lobby, a kitchenette, two handicap-accessible bathrooms, a mechanical room, and additional adaptable workspace. A utility tunnel beneath the building provides access to building services.

Positioned on a 2.02-acre corner lot at 609 N Main Street in Darlington, the property fronts an active roadway amid nearby residential uses and multi-use businesses. Four drive-through lanes serve the building, three of them covered. The site also has substantial parking, and the existing night-drop safe remains in place. An operating ATM is subject to a lease with the current owner for a defined period.

Key Highlights

  • 2.02‑acre corner lot at 609 N Main Street in Darlington
  • 1,925‑square‑foot building, constructed in 2003 on a permanent foundation
  • Three private offices, large lobby, kitchenette, mechanical room, and additional workspace

Financial Insights

Estimated NOI and Cap Rate

NOI / Yr
$12,079
Cap Rate
4.49%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$241,580 $241.6K
Cap Rate 7%
$172,557 $172.6K
Cap Rate 9%
$134,211 $134.2K
Market Conditions
NOI Build-Up for 1,925 SF
Gross rent
$19.2K $9.96/SF
− Vacancy
−$1.9K −$1.00/SF
EGI
$17.3K $8.96/SF
− OpEx
−$5.2K −$2.69/SF
NOI
$12.1K $6.27/SF
Area
Darlington County, SC
Vacancy
10.00%
Lease Rate
$9.96 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$241,580
Cap Rate 7%
$172,557
Cap Rate 9%
$134,211

Alternative Uses

Best Use
Specialty Retail
$3.56M
$3.12M – $4.15M (±1% cap)
NOI $249,220 @ 7.0% cap · market cap 92.65%
Second Best
Retail
$172.6K
$151.0K – $201.3K (±1% cap)
NOI $12,079 @ 7.0% cap · market cap 4.49%
Theoretical Best
—
—
same as Best Use
Zoning and permitted uses should be independently verified with authorities. How Realmo checks its estimates

Property Analytics

Who owns this building? See the owner, sales and loan history
Open Analytics

Current Use

SPC Credit Union Credit Union

Suggested Use

Top Pick Law Firm Big Box & Wholesale Store Restaurant Real Estate Agency Pharmacy Furniture & Home Goods

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

551
Businesses Nearby

Demographics for 29532, SC

19,572
Population
9,641
Households
2
Avg Household Size
42
Median Age
15%
College-Educated
85%
High-School Grad
114.8 sq mi
ZIP Area
170
Density / Sq Mi
$41,810
Median Household Income
$27,378
Median Earnings
$885
Median Rent
$120,400
Median Home Value
Check the figures for this property Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics

Market

Vacancy Rate% for Retail in South region

7% 2020
6.2% 2021
5.1% 2022
4.8% 2023
4.9% 2024
5.4% 2025

Frequently Asked Questions

What type of property is this?
Bank - The flexible interior includes private offices, a lobby, kitchenette, and two accessible restrooms.
Where is this bank located?
The property is located at 609 N Main Street Darlington, SC.
What is the asking price?
The asking price for this property is $269,000.
What are key features of this property?
This property features: 2.02‑acre corner lot at 609 N Main Street in Darlington; 1,925‑square‑foot building, constructed in 2003 on a permanent foundation; Three private offices, large lobby, kitchenette, mechanical room, and additional workspace
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