Search
Historic Duplex with Rear Apartment
For Sale
$722,777

520 Main Street, Youngstown, NY 14174

Residential, Youngstown, NY

Property Size4,962 SF
Lot Size1.50 Acres
Price / SF$145.66
Days on Market138

Property Features for 520 Main Street

General Information

Property type Residential Multi Family
Property subtype Other
Bedrooms 6
Bathrooms 4
Full bathrooms 3
Half bathrooms 1
Rooms Bathroom 4, Bedroom 6, Bathroom 2, Basement, Bedroom 2, Bathroom 1, Bedroom 4, Bedroom 3, Bedroom 5, Bathroom 3, Bedroom 1
Patio and Porch features Patio, Porch
Exterior features EnclosedPorch, Porch, Patio
Fireplace 1
Appliances GasWaterHeater, TanklessWaterHeater
Subdivision Mile Reserve
Lot features Rectangular, Rectangular Lot, Residential Lot
View Water
Elementary school district Lewiston-Porter
Middle school district Lewiston-Porter
High school district Lewiston-Porter
Directions Lower River Road turns into Main Street Youngstown. Front of the house is 520 Main Street and back entrance to property is located on Second Street.
Standard status Active
APN 293401-059-006-0001-039-000
Size 4,962 SF
Lot size 1.50 Acres

Taxes and HOA fees

Tax Annual Amount 12726

Utilities

Heating system Hot Water(Heating), Natural Gas, Steam
Cooling system Wall Unit(s)
Water source Well, Public
Water front features River Access, Stream

Amenities

fireplaces
French doors
porches
enclosed patio
rear patio
split A/C

Building Details

Year built 1860
Floors in Building 2
Number of units 2
Flooring type Varies, Hardwood, Carpet, Laminate
Building materials AluminumSiding, VinylSiding
Roof type Asphalt
Architectural style Other
Listing Agency: Deal Realty, Inc.
Listed By: Cheryl Deal · License #10311205717
Added: Jun 5 Changed: Oct 16 Last Checked: Oct 20 at 8:06AM
MLS# B1667728

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Rey
Ask AI about this property
Review the available facts, identify missing information and prepare questions for the agent.

Investment Insights

Based on property information with market context.

Built in 1860, this 4,962-square-foot duplex combines a historic primary residence with a separate rear apartment. The main home includes multiple living and dining areas, an eat-in kitchen, den, bonus room, first-floor laundry, basement storage, porches, patios, and an enclosed patio. Hardwood flooring, high ceilings, fireplaces, French doors, and a bay window contribute to its period character, while the kitchen, baths, windows, mechanical systems, roofs, carpeting, and wall-mounted cooling have been updated. The one-bedroom, one-bath apartment has its own entrance and separate utilities and is occupied by a long-term tenant.

The 1.5-acre parcel extends between Main Street and Second Street at 520 Main Street in Youngstown, NY. It offers river access, a stream, water views, and proximity to restaurants, the waterfront, and public boat docks. A substantial barn adds storage and workspace, while public and well water serve the property.

Key Highlights

  • 4,962‑square‑foot duplex on a 1.5‑acre parcel
  • 1860 construction with updated kitchen, baths, windows, mechanical systems, and roofs
  • Separate rear apartment with 1 bedroom, 1 bath, private entrance, and separate utilities

Financial Insights

Estimated NOI and Cap Rate

NOI / Yr
$43,578
Cap Rate
6.03%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$871,560 $871.6K
Cap Rate 7%
$622,543 $622.5K
Cap Rate 9%
$484,200 $484.2K
Market Conditions
NOI Build-Up for 4,962 SF
Gross rent
$66.7K $13.44/SF
− Vacancy
−$4.4K −$0.89/SF
EGI
$62.3K $12.55/SF
− OpEx
−$18.7K −$3.76/SF
NOI
$43.6K $8.78/SF
Area
Niagara County, NY
Vacancy
6.65%
Lease Rate
$13.44 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$871,560
Cap Rate 7%
$622,543
Cap Rate 9%
$484,200

Alternative Uses

Best Use
Multifamily LT 5
$622.5K
$544.7K – $726.3K (±1% cap)
NOI $43,578 @ 7.0% cap · market cap 6.03%
Second Best
Apartment 5plus
$552.6K
$483.5K – $644.7K (±1% cap)
NOI $38,680 @ 7.0% cap · market cap 5.35%
Theoretical Best
Warehouse
$4.22M
$3.69M – $4.92M (±1% cap)
NOI $295,134 @ 7.0% cap · market cap 40.83%
Zoning and permitted uses should be independently verified with authorities. How Realmo checks its estimates

Property Analytics

Unlock full access to Insights Subscribe to Realmo Intelligence
Open Analytics

Lease Details

2
Residential units
Yes
Paved road access

Location Intelligence

Trade Area within ½ mile

119
Businesses Nearby

Demographics for 14174, NY

5,654
Population
2,601
Households
2.2
Avg Household Size
50
Median Age
34%
College-Educated
98%
High-School Grad
23.2 sq mi
ZIP Area
244
Density / Sq Mi
$78,922
Median Household Income
$53,841
Median Earnings
$1,152
Median Rent
$235,400
Median Home Value
Check the figures for this property Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics

Market

Vacancy Rate% for Multifamily in Northeast region

4% 2022
4.6% 2023
5.3% 2024
5.6% 2025

Frequently Asked Questions

What type of property is this?
Duplex - Victorian-era property includes updated systems, outdoor entertaining areas, and a substantial barn for storage or workspace.
Where is this duplex located?
The property is located at 520 Main Street Youngstown, NY.
What is the asking price?
The asking price for this property is $722,777.
What are key features of this property?
This property features: 4,962‑square‑foot duplex on a 1.5‑acre parcel; 1860 construction with updated kitchen, baths, windows, mechanical systems, and roofs; Separate rear apartment with 1 bedroom, 1 bath, private entrance, and separate utilities
More about this property
Thanks! Your message was sent.
Error! Your message wasn't sent.
Please enter your name
Please enter email
Please enter the email in the correct format
Please enter phone
Please enter the number in the correct format
Please enter message
Why this one?
Saved
Reason not saved — we won't ask again