Downtown St. Cloud Commercial
505 St Germain St, MN
Call to check price and availability
1,854 SF commercial space in the heart of downtown.
Type:RETAIL
Property size:
3,624 SFLot size:
0.06 AcresPrice / SF:
$206/SF- Added:
- Nov 19, 2025
- Days on Market:
- 195
- Last Refresh:
- May 19 at 10:50 pm
Property Features for 505 St Germain St
General Information
- Standard status
- Active
- Size
- 3,624 SF
- Lot size
- 0.06 Acres
- Property subtype
- RETAIL
Listing agent Jacob Cleveland License #40793812 (320) 291-8625
Listing office Inventure Real Estate (320) 291-8625
Listing date Nov 19, 2025
Source Moodyscre
Displayed information is deemed reliable but is not guaranteed and should be independently verified.
All listing content including descriptions, pricing, images are the copyrighted material of Inventure Real Estate
HighLights
- Prime downtown location on St. Cloud's active corridor with high visibility and pedestrian traffic.
- Versatile 1,854 SF open floor plan suitable for retail, office, or service businesses.
- Large front‑facing windows providing abundant natural light and excellent signage/display opportunities.
- Customizable interior allowing tenants/owners to tailor the space to their specific needs.
- Conveniently located within walking distance of restaurants, boutiques, banks, and community attractions.
- Ample nearby parking for customers and employees.
Overview
This 1,854 SF street-level commercial space is located in downtown St. Cloud. The property features a wide-open floor plan suitable for retail, office, or service-oriented businesses. Large front-facing windows provide natural light and signage and display potential along an active downtown corridor. The open layout allows for interior customization. The property is located within walking distance of restaurants, boutiques, banks, and community attractions. Nearby parking and pedestrian traffic make this location suitable for businesses seeking a strong presence in the city’s core. The property is part of a larger 3,624 SF property.
Local Financial Insights For Office B
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $72.6k | $20.04 |
| − Vacancy | −$13.2k | −$3.65 |
| EGI | $59.4k | $16.39 |
| − OpEx | −$14.9k | −$4.10 |
| NOI | $44.6k | $12.29 |
3,624 SF · lease $20.04/SF/yr · vacancy 18.20% · expense 25.00%
Alternative Uses
Best Use
Office B
$636.5K
$556.9K – $742.6K
NOI $44,555 @ 7.0% cap · market cap 5.95%
Second Best
Retail
$569.4K
$498.2K – $664.3K
NOI $39,855 @ 7.0% cap · market cap 5.32%
Theoretical Best
Office A
$900.5K
$788.0K – $1.05M
NOI $63,038 @ 7.0% cap · market cap 8.42%
Zoning and permitted uses should be independently verified with local authorities.
Location Intelligence
Current Use by Public Records
Retail space
Nearby Similar for Sale
FAQs
What type of property is this?
Retail space - 1,854 SF commercial space in the heart of downtown.
Where is this retail space located?
The property is located at 505 St Germain St MN.
What is the asking price?
The asking price for this property is $749,000.
What are key features of this property?
This property features: Prime downtown location on St. Cloud's active corridor with high visibility and pedestrian traffic.; Versatile 1,854 SF open floor plan suitable for retail, office, or service businesses.; Large front‑facing windows providing abundant natural light and excellent signage/display opportunities.
