Brick Duplex with Detached Two-Car
For Sale
$274,900
Pending
4632 Loughborough Avenue St, Louis, MO 63116
Residential Income, St Louis, MO
Property Size2,014 SF
Lot Size0.15 Acres
Days on Market45
Property Features for 4632 Loughborough Avenue St
General Information
Property type
Residential Multi Family
Property subtype
Other
Bedrooms
2
Bathrooms
2
Full bathrooms
2
Rooms
Dining Room, Bedroom 1, Bathroom 1, Bathroom 2, Basement, Bedroom 2
Parking features
Garage
Patio and Porch features
Porch, Patio
Interior features
Ceiling Fan(s), Separate Dining, Shower, Tub
Fencing
Fenced
Basement
Full, Unfinished
Appliances
Electric Range, Gas Range, Refrigerator
Subdivision
Gravois Homesites Add
Lot features
Back Yard, Level
Elementary school
Buder Elem.
Middle school
Lyon-Blow Middle
High school
Roosevelt High
Elementary school district
St. Louis City
Middle school district
St. Louis City
High school district
St. Louis City
Standard status
Pending
APN
4699-05-0110-0
Size
2,014 SF
Lot size
0.15 Acres
Taxes and HOA fees
Tax Year
2025
Tax Annual Amount
2997
Utilities
Heating system
Forced Air
Cooling system
Central Air
Water source
Public
Amenities
laundry
fenced backyard
Building Details
Year built
1941
Floors in Building
2
Number of units
2
Flooring type
Hardwood, Vinyl, Carpet
Building materials
Brick
Architectural style
Other
Listing Agency:
The Agency
(314) 677-1477
Listed By:
Brian Tash · License #2005020526
(314) 280-9996
Added: Jul 8
Changed: Aug 19
Last Checked: Aug 21 at 7:06PM
MLS# 26022184
Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This brick duplex offers two separate units, each with one bedroom and one full bath. The main level features hardwood flooring, while the lower-level unit has carpeting throughout. Both units include a separate dining area and kitchen updates with ample cabinetry and tile backsplash, plus shower/tub combos in the bathrooms. Additional bonus rooms off the bedrooms provide flexible space for a home office or extra storage.
A shared basement includes laundry and storage, and the property also includes a level fenced backyard for outdoor use. A detached two-car garage provides convenient off-street parking. The home was built in 1941 and is served by forced-air heating and central air cooling. Appliances include electric and gas ranges and a refrigerator.
Offered as-is, this setup can suit investors seeking rental income or an owner-occupant looking to offset expenses, with one unit currently leased and the other vacant for immediate occupancy or rental.
A shared basement includes laundry and storage, and the property also includes a level fenced backyard for outdoor use. A detached two-car garage provides convenient off-street parking. The home was built in 1941 and is served by forced-air heating and central air cooling. Appliances include electric and gas ranges and a refrigerator.
Offered as-is, this setup can suit investors seeking rental income or an owner-occupant looking to offset expenses, with one unit currently leased and the other vacant for immediate occupancy or rental.
Key Highlights
- Brick duplex with two one‑bedroom, one‑bath units
- Lower unit currently leased; upper unit vacant
- Shared basement access with laundry and storage
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$21,537
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
7.83%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$430,740
$430.7K
Cap Rate 7%
$307,671
$307.7K
Cap Rate 9%
$239,300
$239.3K
Market Conditions
NOI Build-Up for 2,014 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$32.6K $16.20/SF
− Vacancy
−$1.9K −$0.92/SF
EGI
$30.8K $15.28/SF
− OpEx
−$9.2K −$4.58/SF
NOI
$21.5K $10.69/SF
Area
St. Louis County, MO
Vacancy
5.70%
Lease Rate
$16.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$430,740
Cap Rate 7%
$307,671
Cap Rate 9%
$239,300
Alternative Uses
Best Use
Multifamily LT 5
$307.7K
$269.2K – $359.0K
NOI $21,537 @ 7.0% cap · market cap 7.83%
Second Best
Apartment 5plus
$267.7K
$234.3K – $312.4K
NOI $18,742 @ 7.0% cap · market cap 6.82%
Theoretical Best
Office A
$432.2K
$378.2K – $504.3K
NOI $30,257 @ 7.0% cap · market cap 11.01%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
Current Use
Lease Details
2
Residential units
Yes
Highway access
Location Intelligence
Trade Area within ½ mile
517
Businesses Nearby
Explore this area
Business Placement
Demographics for 63116, MO
41,959
Population
22,394
Households
1.9
Avg Household Size
37
Median Age
37%
College-Educated
90%
High-School Grad
5.4 sq mi
ZIP Area
7,770
Density / Sq Mi
$60,193
Median Household Income
$42,012
Median Earnings
$946
Median Rent
$161,100
Median Home Value
Market
Vacancy Rate% for Multifamily in Midwest region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Duplex - Brick duplex with two 1-bedroom units, shared basement with laundry/storage, and a fenced backyard plus detached two-car garage.
Where is this duplex located?
The property is located at 4632 Loughborough Avenue St Louis, MO.
What is the asking price?
The asking price for this property is $274,900.
What are key features of this property?
This property features: Brick duplex with two one‑bedroom, one‑bath units; Lower unit currently leased; upper unit vacant; Shared basement access with laundry and storage
