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Mixed-Use Building with Retail

4630 UMBRIA STREET Philadelphia, PA 19127

4630 UMBRIA STREET, Philadelphia, PA, 19127
$1,030,000
For Sale
$1,030,000

MULTI_FAMILY - PHILADELPHIA, PA

Property Size3,261 SF
Price / SF$315.85
Days on Market113

Property Features for 4630 UMBRIA STREET

General Information

Property type
Residential Multi Family
Property subtype
Single Family Residence
Standard status
Active
Size
3,261 SF

Building Details

Year built
1940
Listing agency BHHS Fox & Roach Center City-Society Hill
Listed by Michele Cooley · License #RS295660
Added: Apr 2 Updated: Jul 23 at 6:36AM Checked: Jul 23 at 8:06AM
MLS# PAPH2596268

Copyright © 2026 Berkshire Hathaway HomeServices Fox & Roach, Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.


Investment Insights

Based on property information with market context.

This fully renovated mixed-use building includes a ground-floor commercial space and three residential units above. The ground-floor space is currently vacant and has previously operated as a deli; it is served by a newer HVAC system (approximately four years old) and has updated fire and burglar alarm systems. The residential portion consists of three leased, fully updated apartments, with a unit mix of one 2 bed/1 bath and two 1 bed/1 bath homes.

Residential updates include central air, vinyl flooring, new appliances, in-unit washer/dryer, and separate utilities with tenants responsible for electric. The full renovation was completed in 2023 with updated plumbing, electrical systems, and sprinkler water lines. The commercial space is described as having CMX-2 zoning, with a range of potential uses listed in the remarks.

In-place rental income is reported as $4,775 per month from the three leased units, and the commercial space is positioned for an owner-user or a new tenant since it is vacant.

Key Highlights

  • Fully renovated mixed‑use building (built 1940) with 1,100 SF ground‑floor commercial space and 3 leased residential units
  • CMX‑2 zoned commercial space (previously deli) currently vacant for an owner‑user or new market‑rate tenant
  • Residential unit mix: one 2 bed/1 bath rented at $1,900/mo and two 1 bed/1 bath rented at $1,500 and $1,375/mo

Local Financial Insights For Multifamily LT 5

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $84.1k $25.80
− Vacancy −$4.6k −$1.42
EGI $79.5k $24.38
− OpEx −$23.8k −$7.31
NOI $55.6k $17.06
3,261 SF · lease $25.80/SF/yr · vacancy 5.51% · expense 30.00%

Alternative Uses

Best Use
Multifamily LT 5
$795.0K
$695.6K – $927.5K (±1% cap)
NOI $55,649 @ 7.0% cap · market cap 5.40%
Second Best
Apartment 5plus
$732.8K
$641.2K – $854.9K (±1% cap)
NOI $51,294 @ 7.0% cap · market cap 4.98%
Theoretical Best
—
—
same as Best Use
Zoning and permitted uses should be independently verified with local authorities.

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Umbria Gourmet Delicatessen ... Food Market Paper Street Pub Nightclub

Suggested Use

Law Firm Electrical Service (Bike/Boat/Book/etc) Store Grocery & Convenience Store Garden Center Cosmetic Store Carpet & Flooring Store (Bike/Boat/Book/etc) Store Wine and Liquor Store (Bike/Boat/Book/etc) Store

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Triplex - Renovated mixed-use building with vacant ground-floor retail and three leased apartments above.
Where is this triplex located?
The property is located at 4630 UMBRIA STREET Philadelphia, PA.
What is the asking price?
The asking price for this property is $1,030,000.
What are key features of this property?
This property features: Fully renovated mixed‑use building (built 1940) with 1,100 SF ground‑floor commercial space and 3 leased residential units; CMX‑2 zoned commercial space (previously deli) currently vacant for an owner‑user or new market‑rate tenant; Residential unit mix: one 2 bed/1 bath rented at $1,900/mo and two 1 bed/1 bath rented at $1,500 and $1,375/mo
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