Waterfront Land on Spring-Fed
For Sale
$135,000
462 E Highway 20, Panama City, FL 32409
Land, Panama City, FL
Property SizeContact for details
Lot Size1.94 Acres
Days on Market127
Property Features for 462 E Highway 20
General Information
Property type
Land
Property subtype
Other
Zoning description
County, Resid Single Family
Subdivision
No Named Subdivision
Lot features
Paved
Elementary school
Deane Bozeman
Middle school
Deane Bozeman
High school
Deane Bozeman
Directions
North of HWY 77 Take a right on HWY 20, Lot is on the right side
Standard status
Active
APN
07420-016-000
Lot size
1.94 Acres
Taxes and HOA fees
Tax Year
2025
Tax Description
5 1S 14W -1.1D1- 83 BEG AT SW COR OF SEC N 99.84' FOR POB TH CONT NELY 1032.19' NELY 287.31' TO THE SLY R/W OF HWY 20 TH NWLY ALONG R/W FOR 150.11' TH SWLY 240.88' SWLY 987.28' TH SELY 9.06' TO POB ORB 3884 P 2188
Tax Annual Amount
653
Legal Description
5 1S 14W -1.1D1- 83 BEG AT SW COR OF SEC N 99.84' FOR POB TH CONT NELY 1032.19' NELY 287.31' TO THE SLY R/W OF HWY 20 TH NWLY ALONG R/W FOR 150.11' TH SWLY 240.88' SWLY 987.28' TH SELY 9.06' TO POB ORB 3884 P 2188
Utilities
Water front features
Lake
Water front
1
Listing Agency:
Counts Real Estate Group Inc
(850) 231-1483
Listed By:
Holly D Mallory
(850) 896-5055
Added: May 9
Changed: Sep 3
Last Checked: Sep 12 at 3:06AM
MLS# 789453
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This waterfront land offering totals 1.94 acres and features a boatable, spring-fed lake setting. The lake is described as having clear water with a white, sandy bottom and a pristine shoreline, providing a natural waterfront backdrop for future development.
The property is located at 462 E Highway 20 in Panama City, Florida 32409, in Bay County. Public remarks also note there are no HOA restrictions.
With the waterfront orientation and no HOA restrictions, the site is suited for buyers looking to bring a private residential plan to life while keeping day-to-day recreation centered on the lake environment.
The property is located at 462 E Highway 20 in Panama City, Florida 32409, in Bay County. Public remarks also note there are no HOA restrictions.
With the waterfront orientation and no HOA restrictions, the site is suited for buyers looking to bring a private residential plan to life while keeping day-to-day recreation centered on the lake environment.
Key Highlights
- Nearly 2‑acre waterfront property on a boatable, spring‑fed lake
- Lake features include clear water, a white sandy bottom, and a pristine shoreline
- Water recreation options listed: boating, fishing, wakeboarding, jet skiing, canoeing, and paddleboarding
Property Analytics
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Current Use
Location Intelligence
Trade Area within ½ mile
9
Businesses Nearby
Explore this area
Business Placement
Demographics for 32409, FL
10,394
Population
4,525
Households
2.3
Avg Household Size
42
Median Age
24%
College-Educated
90%
High-School Grad
126.6 sq mi
ZIP Area
82
Density / Sq Mi
$60,687
Median Household Income
$37,278
Median Earnings
$1,097
Median Rent
$221,500
Median Home Value
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Frequently Asked Questions
What type of property is this?
Waterfront Land - Nearly two acres of waterfront land with a boatable, spring-fed lake and pristine shoreline, with no HOA restrictions.
Where is this waterfront land located?
The property is located at 462 E Highway 20 Panama City, FL.
What is the asking price?
The asking price for this property is $135,000.
What are key features of this property?
This property features: Nearly 2‑acre waterfront property on a boatable, spring‑fed lake; Lake features include clear water, a white sandy bottom, and a pristine shoreline; Water recreation options listed: boating, fishing, wakeboarding, jet skiing, canoeing, and paddleboarding
