Oneonta Three-Unit Apartment Building

46 Church Street, Oneonta, NY 13820

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Pending

$317,514

MULTI_FAMILY - Oneonta, NY

Property size:

3,768 SF

Lot size:

0.15 Acres

HighLights

Three‑unit apartment building with 10 total bedrooms; two units have 4 bedrooms and 2 baths, plus a 2‑bedroom upstairs unit
Separate utilities for each apartment
Current rents: $1,200, $1,125, and $1,100; monthly income $3,425 and yearly gross income $41,100
Laundry available in each unit (two units with in‑unit laundry, plus laundry in the upstairs unit)
Plenty of off‑street parking plus a 3‑car garage; paved/surfaced parking
Seller to provide a current Certificate of Compliance with the city prior to closing; bathrooms have been updated

We can help!

Contact an agent

Christine Keto

Pending

$317,514

MULTI_FAMILY - Oneonta, NY

Property size:

3,768 SF

Lot size:

0.15 Acres

Added:: Oct 3, 2025
Days on Market:: 276
Last Refresh:: Jul 5 at 2:06 am

Property Features for 46 Church Street

General Information

Property type: Residential Multi Family
Property subtype: Other
Bedrooms: 10
Bathrooms: 5
Rooms: Basement, Bedroom 5, Bedroom 7, Bedroom 3, Bathroom 1, Bathroom 4, Bathroom 5, Bedroom 1, Bedroom 6, Bedroom 10, Bathroom 3, Bedroom 8, Bedroom 9, Bedroom 2, Bedroom 4, Bathroom 2
Parking features: Paved or Surfaced
Appliances: GasWaterHeater
Standard status: Pending
APN: 288.17-5-26
Size: 3,768 SF
Lot size: 0.15 Acres

Taxes and HOA fees

Tax Annual Amount: 6545

Utilities

Heating system: Natural Gas, Hot Water(Heating)
Water source: Public

Building Details

Year built: 1975
Floors in Building: 3
Number of units: 3
Flooring type: Varies, Carpet, Hardwood, Vinyl
Building materials: Frame
Roof type: Asphalt

We can help!

Contact an agent

Christine Keto

Listing agent Christine Keto License #30KE1019431

Listing office Oneonta Realty, LLC 99 Main Street, Oneonta, NY

Listing date Oct 3, 2025

MLS# R1642567 Listing URL

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

HighLights

Three‑unit apartment building with 10 total bedrooms; two units have 4 bedrooms and 2 baths, plus a 2‑bedroom upstairs unit
Separate utilities for each apartment
Current rents: $1,200, $1,125, and $1,100; monthly income $3,425 and yearly gross income $41,100
Laundry available in each unit (two units with in‑unit laundry, plus laundry in the upstairs unit)
Plenty of off‑street parking plus a 3‑car garage; paved/surfaced parking
Seller to provide a current Certificate of Compliance with the city prior to closing; bathrooms have been updated

Overview

Located close to downtown and a bus route, this three-unit apartment building on Church Street contains a total of 10 bedrooms. Each apartment has separate utilities. Two apartments feature 4 bedrooms and 2 baths, with laundry in each unit. The upstairs apartment has 2 bedrooms and laundry. The apartments are spacious, with good-sized bedrooms and kitchens. The bathrooms have been updated. Currently, the apartments are rented for $1200, $1125, and $1100, generating a monthly income of $3425 and a yearly gross income of $41,100. There is potential for higher rents. Prior to 2020, this property was a successful college rental. The property includes off-street parking, a 3-car garage, and a front porch. The lot size is 0.15 acres and the property size is 3768 square feet. The seller will provide a current Certificate of Compliance with the city prior to closing. The property is located in Oneonta, NY.

Property Profile Location Intelligence

Current Use by Public Records

Triplexes

Suggested Use

Location Insight

Map
Local Demand

City: Oneonta
County: Otsego
State: New York
Longitude: -75.06482
Latitude: 42.457557

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For sale
Triplexes
NY
Oneonta
13820
46 Church Street

What type of property is this?

Triplex - Three-unit apartment building near downtown with strong rental income.

Where is this triplex located?

The property is located at 46 Church Street Oneonta, NY.

What is the asking price?

The asking price for this property is $317,514.

What are key features of this property?

This property features: Three‑unit apartment building with 10 total bedrooms; two units have 4 bedrooms and 2 baths, plus a 2‑bedroom upstairs unit; Separate utilities for each apartment; Current rents: $1,200, $1,125, and $1,100; monthly income $3,425 and yearly gross income $41,100

46 Church Street, Oneonta, NY 13820

MULTI_FAMILY - Oneonta, NY

Property Features for 46 Church Street

General Information

Taxes and HOA fees

Utilities

Building Details

We can help!

HighLights

Overview

Current Use by Public Records

Suggested Use

Location Insight

Nearby Similar for Sale

Turnkey Commercial Property in Oneonta

Brick Office Building with Up to 4 Units

Downtown Mixed-Use Building with HVAC

Mixed-Use Multifamily Building

Oneonta Apartment Building Near Downtown

Well-Maintained West End Triplex

Turn-Key Downtown Restaurant Building

Up-and-Down Duplex with Bonus Room

Two-Family Residence with Wrap-Around Porch

Four-Unit Multi-Family Corner Property

Four-Unit Multifamily Residence with Parking

Four-Unit Residential Income Property

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