214 Main St, Oneonta, NY 13820
- Added:
- Jan 21, 2026
- Days on Market:
- 163
- Last Refresh:
- Jul 3 at 6:06 am
Property Features for 214 Main St
General Information
- Property type
- Commercial Sale
- Property subtype
- Other
- Bathrooms
- 7
- Rooms
- Bathroom 1, Bathroom 5, Bathroom 6, Bathroom 3, Bathroom 4, Bathroom 2, Bathroom 7
- Patio and Porch features
- Deck
- Standard status
- Active
- Lot size
- 0.05 Acres
Taxes and HOA fees
- Tax Annual Amount
- 6308
Utilities
- Heating system
- Baseboard, Forced Air, Natural Gas, Electric (Heating)
- Water source
- Public
Building Details
- Year built
- 1975
- Floors in Building
- 2
- Flooring type
- Carpet, Tile
- Building materials
- Brick
- Roof type
- Flat, Rubber
Listing agent Rodger B Moran License #30MO0797197 (607) 432-4391
Listing office BENSON AGENCY REAL ESTATE LLC 1 GRAND ST, ONEONTA, NY (607) 432-4391
Listing date Jan 21, 2026
Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
HighLights
- Turn‑key restaurant building with 1,435 SF per floor: 1st floor and basement
- Brick construction with flat rubber roof
- Restaurant features tile flooring, French doors to exterior dining area, and a natural oak bar
- Restaurant includes 3 bathrooms
- 2nd floor has brand‑new carpeting with 2–3 bedrooms, one and a half baths, and a laundry room
- Utilities and exterior: public water, natural gas and electric heat options, plus a deck; public parking on street and 2 municipal lots within 2–3 blocks
Overview
Located in downtown Oneonta at 214 Main St, the building adjoins Muller Plaza, which includes a brand new outdoor Al Galladoro performance stage as part of a year-round downtown community gathering space. Public parking is available on-street, with municipal lots within 2–3 blocks.
For an owner-operator, the combination of a ready-to-run restaurant space and an apartment above can support both business and personal use. The existing interior finishes, restaurant bar, and exterior dining access provide a practical starting point for continuing restaurant operations, while the upstairs layout supports residential living or additional flexibility depending on how the space is used.
Local Financial Insights For Specialty Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $54.4k | $18.96 |
| − Vacancy | −$1.4k | −$0.49 |
| EGI | $53.0k | $18.47 |
| − OpEx | −$13.3k | −$4.62 |
| NOI | $39.8k | $13.85 |
Alternative Uses
Current Use by Public Records
Location Insight
- Map
- Local Demand
- City
- Oneonta
- County
- Otsego
- State
- New York
- Longitude
- -75.061327
- Latitude
- 42.454165
