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Mixed-Use Live/Work Office Property

434 Sw 14th St Ocala, FL 34470

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For Sale
$997,000

Main-level executive office space with a private residence above, offering live/work flexibility in a centrally zoned mixed-use setting.

Property size:
6,152 SF
Price / SF:
$162/SF
Added:
May 13, 2026
Days on Market:
62
Last Refresh:
Jul 6 at 2:24 am

Property Features for 434 Sw 14th St

General Information

Standard status
Active
Size
6,152 SF

Listing office SOUTHERN ASSOCIATES REALTY LLC

Listing date May 13, 2026

Source Exprealty

Displayed information is deemed reliable but is not guaranteed and should be independently verified.

All listing content including descriptions, pricing, images are the copyrighted material of SOUTHERN ASSOCIATES REALTY LLC


Investment Insights

Based on property information with market context.

This mixed-use live/work property combines executive office space on the ground level with a private residence upstairs. The main level includes multiple private offices, a conference area, and reception space designed for professional operations. Above, the residence features five bedrooms and upscale interior finishes, with entertaining and living spaces intended to support a higher-end day-to-day experience. The property is listed with a total approximate size of 6,776 SF and is presented as an owner-user or investor opportunity.

The property is located in Ocala at 434 SW 14th St, described as being in the heart of the city’s professional corridor. It is positioned minutes from downtown Ocala, hospitals, government offices, and major business centers, supporting convenient access for professional tenants and clients. The property is also identified as having mixed-use B1A zoning. An additional vacant lot is available for additional parking, located directly across the street from the office building.

For professional users, the layout supports a range of medical and office-adjacent services, including medical, massage/spa, legal, financial, consulting, wellness, and boutique professional operations. The live/work configuration can appeal to organizations that want an owner or key staff to have an on-site residence while maintaining a dedicated office environment below. Buyers should verify all details, including zoning and any parking-related specifics associated with the adjacent lot.

Key Highlights

  • Mixed‑use live/work property with executive office space on the main level and a private residence upstairs
  • Approx. 6,776 SF total with main‑level professional office areas plus an upstairs residence
  • B1A zoning (mixed‑use)

Local Financial Insights For Mixed Use

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $135.1k $21.96
− Vacancy −$11.5k −$1.87
EGI $123.6k $20.09
− OpEx −$46.4k −$7.54
NOI $77.3k $12.56
6,152 SF · lease $21.96/SF/yr · vacancy 8.50% · expense 37.50%

Alternative Uses

Best Use
Office B
$2.27M
$1.99M – $2.65M (±1% cap)
NOI $159,091 @ 7.0% cap · market cap 15.96%
Second Best
Mixed Use
$1.10M
$965.7K – $1.29M (±1% cap)
NOI $77,259 @ 7.0% cap · market cap 7.75%
Theoretical Best
Office A
$3.36M
$2.94M – $3.92M (±1% cap)
NOI $235,162 @ 7.0% cap · market cap 23.59%
Zoning and permitted uses should be independently verified with local authorities.

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Paper Net Marketing ... Advertising Agency

Suggested Use

(Bike/Boat/Book/etc) Store Locksmith (Bike/Boat/Book/etc) Store (Bike/Boat/Book/etc) Store Restaurant Catering Service (Bike/Boat/Book/etc) Store Supermarket Storage Facility Cosmetic Store

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Live-work space - Main-level executive office space with a private residence above, offering live/work flexibility in a centrally zoned mixed-use setting.
Where is this live-work space located?
The property is located at 434 Sw 14th St Ocala, FL.
What is the asking price?
The asking price for this property is $997,000.
What are key features of this property?
This property features: Mixed‑use live/work property with executive office space on the main level and a private residence upstairs; Approx. 6,776 SF total with main‑level professional office areas plus an upstairs residence; B1A zoning (mixed‑use)
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