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All-Brick Duplex with Central Air
New
For Sale
$220,000

3924 Geraldine Avenue, Saint Ann, MO 63074

MULTI_FAMILY - Ranch - St Ann, MO

Property Size1,440 SF
Lot Size0.22 Acres
Price / SF$152.78
Days on Market4

Property Features for 3924 Geraldine Avenue

General Information

Property type Residential Multi Family
Property subtype Single Family Residence
Rooms Basement
Subdivision John M Wright Pt
Elementary school Kratz Elem.
Middle school Hoech Middle
High school Ritenour Sr. High
Elementary school district Ritenour
Middle school district Ritenour
High school district Ritenour
Directions St Charles rock rd to Geraldine. Go down about a mile or so. Property will be on the right hand side. Input 3926 Geraldine.
Standard status Active
APN 13L-54-1364
Size 1,440 SF
Lot size 0.22 Acres

Taxes and HOA fees

Tax Year 2025
Tax Annual Amount 3244

Utilities

Cooling system Central Air

Amenities

hardwood floors
full basement
private driveway
kitchen appliances
washers and dryers
large backyard

Building Details

Year built 1965
Building materials Brick
Architectural style Ranch
Listing Agency: Worth Clark Realty
Listed By: Casey Milton
Added: Jul 30 Changed: Jul 31 Last Checked: Aug 2 at 1:06AM
MLS# 26049001

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

3924 Geraldine Avenue is a well-maintained, all-brick duplex with a ranch-style layout and central air conditioning. The property contains two separate units, and each unit features two bedrooms, one full bath, hardwood floors, and a full basement. Both units also have a private driveway and are equipped with kitchen appliances, including gas ranges and refrigerators, plus washers and dryers.

Built in 1965, the duplex sits on a 0.22-acre lot with a large backyard. Major systems have been updated, supporting lower day-to-day maintenance demands. The home is positioned in the St. Ann area near public transportation, grocery stores, shopping, restaurants, parks, and major highways.

With two fully equipped units, this property can support a traditional rental setup or an owner-occupant “house hack” approach by living in one unit while renting the other.

Key Highlights

  • All‑brick, ranch‑style duplex with central air
  • Two units: each has 2 bedrooms and 1 full bath
  • Each unit includes hardwood floors and a full basement

Financial Insights For Multifamily LT 5

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $23.3k $16.20
− Vacancy −$1.3k −$0.92
EGI $22.0k $15.28
− OpEx −$6.6k −$4.58
NOI $15.4k $10.69
1,440 SF · lease $16.20/SF/yr · vacancy 5.70% · expense 30.00%

Alternative Uses

Best Use
Multifamily LT 5
$220.0K
$192.5K – $256.7K (±1% cap)
NOI $15,399 @ 7.0% cap · market cap 7.00%
Second Best
Apartment 5plus
$191.4K
$167.5K – $223.4K (±1% cap)
NOI $13,401 @ 7.0% cap · market cap 6.09%
Theoretical Best
Office A
$309.0K
$270.4K – $360.6K (±1% cap)
NOI $21,633 @ 7.0% cap · market cap 9.83%
Zoning and permitted uses should be independently verified with authorities.

Property Analytics

Current Use

Duplexes

Suggested Use

Top Pick Real Estate Agency Law Firm Dental Office Building Supply HVAC Service Gym & Fitness Center

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

2
Residential units
Yes
Highway access

Location Intelligence

Trade Area within ½ mile

420
Businesses Nearby

Demographics for 63074, MO

15,233
Population
7,523
Households
2
Avg Household Size
38
Median Age
18%
College-Educated
90%
High-School Grad
3.9 sq mi
ZIP Area
3,906
Density / Sq Mi
$51,351
Median Household Income
$35,585
Median Earnings
$1,005
Median Rent
$119,500
Median Home Value

Market

Vacancy Rate% for Multifamily in Midwest region

6.5% 2022
7.5% 2023
7.8% 2024
8% 2025
Rey
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.

Frequently Asked Questions

What type of property is this?
Duplex - Ranch-style duplex with two 2-bedroom units, each with a full basement, hardwood floors, and included kitchen and laundry appliances.
Where is this duplex located?
The property is located at 3924 Geraldine Avenue Saint Ann, MO.
What is the asking price?
The asking price for this property is $220,000.
What are key features of this property?
This property features: All‑brick, ranch‑style duplex with central air; Two units: each has 2 bedrooms and 1 full bath; Each unit includes hardwood floors and a full basement
More about this property
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