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Residential Home Lot for Sale
For Sale
$44,500

39 Loma Dr, Mercedes, TX 78570

Vacant residential lot offered with seller financing featuring a low down payment and fixed-term monthly structure.

Property SizeContact for details
Days on Market295

Property Features for 39 Loma Dr

General Information

Standard status Active
Property subtype Land

Taxes and HOA fees

Annual Taxes $1.00
Listing Agency: Star Realty Group, LLC
Listed By: Leo Guerrero · License #TREC#0531764
Source: Exprealty
Added: Oct 23, 2025 Changed: Aug 8 Last Checked: Jul 4 at 3:42PM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Star Realty Group, LLC

Investment Insights

Based on property information with market context.

This listing offers a vacant residential home lot for sale. The property is presented as residential land and home lots, with the seller noting availability of seller financing for qualified buyers.

The lot is located at 39 Loma Dr in Mercedes, Texas. The property is being marketed directly for purchase, and the seller’s financing structure is a key consideration for buyers who want to reduce upfront cash.

Seller financing is described as $1,000 down plus $850 in closing costs, with an additional payment structure of $1,850 at 15% interest for 15 years. For buyers, this can simplify planning by providing a defined term and documented payment framework rather than requiring a traditional mortgage contingency. Because the offering is land, prospective buyers typically use this kind of purchase to support a future build or development plan consistent with residential use. Interested parties should review the financing terms with the seller and confirm any property requirements and development considerations directly for their intended use.

Key Highlights

  • Seller financing available: $1,000 down plus $850 closing costs
  • Financing terms: 15% interest for 15 years

Property Analytics

Current Use

Residential land & home ...

Suggested Use

Top Pick Real Estate Agency Building Supply HVAC Service Kitchen & Bath Showroom Cafe & Coffee Shop Auto Parts Store

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

87
Businesses Nearby

Demographics for 78570, TX

32,950
Population
10,701
Households
3.1
Avg Household Size
30
Median Age
12%
College-Educated
61%
High-School Grad
75.2 sq mi
ZIP Area
438
Density / Sq Mi
$39,890
Median Household Income
$22,648
Median Earnings
$686
Median Rent
$83,400
Median Home Value
Rey
Questions? Ask Rey
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Frequently Asked Questions

What type of property is this?
Residential land & home lot - Vacant residential lot offered with seller financing featuring a low down payment and fixed-term monthly structure.
Where is this residential land & home lot located?
The property is located at 39 Loma Dr Mercedes, TX.
What is the asking price?
The asking price for this property is $44,500.
What are key features of this property?
This property features: Seller financing available: $1,000 down plus $850 closing costs; Financing terms: 15% interest for 15 years
More about this property
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