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    All-Brick Office Building with Ramp Title is generated by Realmo AI

    3741 Tittabawassee Road, Saginaw, MI 48604

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    For Sale
    $575,000

    COMMERCIAL - Saginaw, MI

    Property size:
    1,776 SF
    Lot size:
    2.94 Acres
    Price / SF:
    $323/SF
    Added:
    Aug 26, 2025
    Days on Market:
    282
    Last Refresh:
    Jun 3 at 9:06 pm

    Property Features for 3741 Tittabawassee Road

    General Information

    Property type
    Commercial Sale
    Property subtype
    Other
    Rooms
    Basement
    Patio and Porch features
    Patio
    Exterior features
    Deck/Patio
    Standard status
    Active
    APN
    23-12-4-03-2034-000
    Size
    1,776 SF
    Lot size
    2.94 Acres

    Taxes and HOA fees

    Tax Year
    2025
    Tax Annual Amount
    5109

    Utilities

    Heating system
    Forced Air
    Cooling system
    Central Air
    Water source
    Public

    Building Details

    Year built
    1954

    We can help!

    Listing Contact
    Connie Reppuhn

    Listing agent Connie Reppuhn License #6501253246

    Listing office Century 21 Signature Realty 5580 State Street Suite 4, Saginaw, MI

    Listing date Aug 26, 2025

    MLS# 50186491

    Copyright © 2026 Multiple Listing Service MiRealSource. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • All‑brick building with handicap ramp right off the front entrance for client accessibility
    • Over 2 acres of land with deck/patio and a patio area
    • Multiple office areas plus bathrooms and a limited kitchen area
    • Basement included, along with a separate office area that could support a second business
    • Public water and forced‑air heating with central air
    • Built in 1954; currently operated as a State Farm agency for 30+ years and scheduled to move by end of September 2025

    Overview

    This all-brick office building is currently set up for office use and has been operated as a State Farm agency for more than 30 years. The property includes multiple office areas, bathrooms, and a limited kitchen area, along with a basement for additional space. A separate office area is also available, which could support an additional user or a second tenant. A handicap ramp is located right off the front entrance to support accessibility for clients.

    The building is located at 3741 Tittabawassee Road in Saginaw Township and is positioned near existing businesses. The remarks also reference a new Gerber facility under construction nearby.

    With its established office layout, on-site restrooms, and accessible entry, this property may fit professional office users looking to move into a ready-to-operate space. The separate office area provides flexibility for organizations that may want to dedicate space to another team or accommodate an additional occupant. The property is offered for sale and sits on over two acres of land.
    Property Profile Location Intelligence

    Current Use by Public Records

    Ryan Coe - State ... Insurance Agency

    Suggested Use

    Real Estate Agency Law Firm Restaurant Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Auto Repair Shop Gym & Fitness Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Saginaw
    County
    Saginaw
    State
    Michigan
    Longitude
    -83.98998
    Latitude
    43.479868

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    FAQs

    What type of property is this?
    Office units - Well-maintained all-brick office building with multiple offices and accessible front entrance for client-facing operations.
    Where is this office units located?
    The property is located at 3741 Tittabawassee Road Saginaw, MI.
    What is the asking price?
    The asking price for this property is $575,000.
    What are key features of this property?
    This property features: All‑brick building with handicap ramp right off the front entrance for client accessibility; Over 2 acres of land with deck/patio and a patio area; Multiple office areas plus bathrooms and a limited kitchen area
    (989) 239-2895
    We can help!
    Listing Contact
    Connie Reppuhn
    Real Estate License ID: 6501253246
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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