3685 Florida 87, Navarre, FL 32566

This build-ready waterfront property is cleared, filled, and raised in accordance with Santa Rosa County permit requirements. The site includes approximately 150 feet of waterfront footage and is offered with impact fees already paid, along with approved permits in place. Utility charges for water and fire services have also been paid, and builder plans are included to support immediate planning and construction. The included home plans call for a spacious waterfront design with 5 bedrooms, 5+ bathrooms, and both upstairs and downstairs family rooms.

The property is located on East Bay in Holley/Navarre and sits conveniently on Highway 87. The listing notes the lot is not part of a subdivision, meaning there is no HOA and no association dues, which can simplify ownership from an administrative standpoint. The remarks also describe the waterfront setting as a place to enjoy waterfowl and osprey.

For buyers seeking a waterfront site that is already prepared for development, this offering provides a clear path from groundwork to permitting and planning. With permits approved, fees paid, and builder plans included, it may reduce early project steps for a future owner looking to build on their own timeline. It also fits buyers who prefer a custom, non-subdivision home build without association-related restrictions.