Office Building with
356 CONGRESS Avenue, Havre de Grace, MD 21078
For Sale
$989,900
Commercial Sale, HAVRE DE GRACE, MD
Property Size4,000 SF
Lot Size0.12 Acres
Price / SF$247.48
Days on Market13
Property Features for 356 CONGRESS Avenue
General Information
Property type
Property subtype
Parking
Parking features
Elementary school district
Middle school district
High school district
Standard status
Lot size
Additional Details
Currently Operating
Property Use
Taxes and HOA fees
Tax Annual Amount
Utilities
Heating system
Cooling system
Amenities
covered front entryway
handicap ramp
heat pumps
conference/boardrooms
kitchenettes
restrooms
Building Details
Year built
Number of units
Building materials
Buildings
Listing Agency:
BCH Real Estate Specialist
Listed By:
Charles E Hiner · License MD #513180
(410) 939-5055
Added: Nov 2
Changed: Nov 10
Last Checked: Nov 14 at 12:06AM
MLS# MDHR2060710
Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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Investment Insights
Based on property information with market context.
This 4,000-square-foot, two-story office building was constructed in 2008 and is currently used as office space. Its interior includes 12 private offices, two conference or boardrooms, two kitchenettes, and two restrooms. A covered entrance leads to the foyer, while a ramp along the side provides accessible entry. Heating is provided by two heat pumps.
The property also includes a 2,000-square-foot, two-story garage, a four-car driveway, and two additional lots. The building occupies a corner location in downtown Havre de Grace, one block from the waterfront and within walking distance of downtown restaurants, shops, and other amenities.
The property also includes a 2,000-square-foot, two-story garage, a four-car driveway, and two additional lots. The building occupies a corner location in downtown Havre de Grace, one block from the waterfront and within walking distance of downtown restaurants, shops, and other amenities.
Key Highlights
- 4,000‑square‑foot, two‑story office building constructed in 2008
- 12 private offices, two conference or boardrooms, two kitchenettes, and two restrooms
- Separate 2,000‑square‑foot, two‑story garage
Financial Insights
Estimated NOI and Cap Rate
NOI / Yr
$57,283
Cap Rate
5.79%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$1,145,660
$1.1M
Cap Rate 7%
$818,329
$818.3K
Cap Rate 9%
$636,478
$636.5K
Market Conditions
NOI Build-Up for 4,000 SF
Gross rent
$97.9K $24.48/SF
− Vacancy
−$21.5K −$5.39/SF
EGI
$76.4K $19.09/SF
− OpEx
−$19.1K −$4.77/SF
NOI
$57.3K $14.32/SF
Area
Harford County, MD
Vacancy
22.00%
Lease Rate
$24.48 /SF/Yr
Expense Ratio
25.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$1,145,660
Cap Rate 7%
$818,329
Cap Rate 9%
$636,478
Alternative Uses
Best Use
Office B
$818.3K
$716.0K – $954.7K
NOI $57,283 @ 7.0% cap · market cap 5.79%
Second Best
—
—
no second resolved use
Theoretical Best
Office A
$1.41M
$1.23M – $1.64M
NOI $98,521 @ 7.0% cap · market cap 9.95%
Zoning and permitted uses should be independently verified with authorities.
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Current Use
Location Intelligence
Trade Area within ½ mile
947
Businesses Nearby
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Business Placement
Demographics for 21078, MD
20,321
Population
8,760
Households
2.3
Avg Household Size
46
Median Age
41%
College-Educated
93%
High-School Grad
30.1 sq mi
ZIP Area
675
Density / Sq Mi
$109,451
Median Household Income
$53,942
Median Earnings
$1,331
Median Rent
$355,500
Median Home Value
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Market
Properties on Market for Office buildings in Harford County
Vacancy Rate% for Office in South region
Frequently Asked Questions
What type of property is this?
Office building - A two-story layout includes private offices, conference rooms, kitchenettes, and a side ramp for accessible entry.
Where is this office building located?
The property is located at 356 CONGRESS Avenue Havre de Grace, MD.
What is the asking price?
The asking price for this property is $989,900.
What are key features of this property?
This property features: 4,000‑square‑foot, two‑story office building constructed in 2008; 12 private offices, two conference or boardrooms, two kitchenettes, and two restrooms; Separate 2,000‑square‑foot, two‑story garage
