Waterfront Single-Family
For Sale
$53,000
3520 COBIA Drive, Hernando Beach, FL 34607
Land, HERNANDO BEACH, FL
Property SizeContact for details
Lot Size0.17 Acres
Days on Market210
Property Features for 3520 COBIA Drive
General Information
Property type
Land
Property subtype
Other
Zoning
R1B
Pets allowed
Yes
Subdivision
HERNANDO BEACH
Lot features
Buildable, Cleared, Flood Plain/ Bottom Land, Near Marina, Near Public Transit, Paved
View
Water
Elementary school
Westside Elementary-HN
Middle school
Fox Chapel Middle School
High school
Weeki Wachee High School
Directions
Head North on Shoal Line Blvd,left on Jewfish Dr to Rt Sea Bass Dr to left on Cobia Dr. Property is located on the left sign of the road, just passed 4000 Cobia Drive.
Standard status
Active
APN
R24-223-16-2370-0135-0350
Lot size
0.17 Acres
Taxes and HOA fees
Tax Year
2025
Tax Description
HERNANDO BEACH UNIT 13-B BLK 135 LOT 35
Tax Annual Amount
1045
Legal Description
HERNANDO BEACH UNIT 13-B BLK 135 LOT 35
Utilities
Utilities
Cable Available
Sewer type
Public Sewer
Water source
Public
Water front
1
Amenities
community boat ramp
community boat lift
lawn maintenance included until construction
Listing Agency:
JT REALTY & ASSOCIATES
(352) 279-2640
Listed By:
Sarah Hill · License #3447180
(352) 279-0076
Added: Feb 3
Changed: Aug 26
Last Checked: Sep 1 at 9:06PM
MLS# TB8472163
Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This waterfront residential homesite in Hernando Beach South is ready for development. The property includes a survey, geotechnical report, and construction plans, which can help streamline early building steps. The community is deed restricted, and the listing notes no short-term rentals are allowed, with a three-month minimum rental requirement. The HOA fee is described as low, and lawn maintenance is included until construction begins.
The lot is located in a flood zone, and future homes must be elevated. Zoning is R1B for single-family homes only, with no mobile homes permitted, and RV living is not allowed. Water, sewer, and electric are available at the street and would need to be connected by the future residence.
The property is identified at 3520 Cobia Drive in Hernando Beach, and the remarks note the lot lines shown in aerial photos are approximate. No seawall is currently present on the property.
The lot is located in a flood zone, and future homes must be elevated. Zoning is R1B for single-family homes only, with no mobile homes permitted, and RV living is not allowed. Water, sewer, and electric are available at the street and would need to be connected by the future residence.
The property is identified at 3520 Cobia Drive in Hernando Beach, and the remarks note the lot lines shown in aerial photos are approximate. No seawall is currently present on the property.
Key Highlights
- 7,500 SF (75x100) waterfront homesite in Hernando Beach South, ready for development with survey, geotech report, and construction plans included
- Deed‑restricted community with low $330 annual HOA; includes lawn maintenance until construction begins and access to the community boat ramp
- Zoned R1B for single‑family homes only (no mobile homes permitted); RV living not permitted and no short‑term rentals (3‑month minimum)
Property Analytics
Property Profile
Current Use
Lease Details
Yes
Utilities to site
Location Intelligence
Trade Area within ½ mile
70
Businesses Nearby
Explore this area
Business Placement
Demographics for 34607, FL
8,544
Population
5,025
Households
1.7
Avg Household Size
58
Median Age
24%
College-Educated
94%
High-School Grad
63.7 sq mi
ZIP Area
134
Density / Sq Mi
$61,221
Median Household Income
$31,126
Median Earnings
$1,226
Median Rent
$343,100
Median Home Value
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Residential land & home lot - Waterfront lot in a deed-restricted community, ready for development with a survey, geotech report, and construction plans.
Where is this residential land & home lot located?
The property is located at 3520 COBIA Drive Hernando Beach, FL.
What is the asking price?
The asking price for this property is $53,000.
What are key features of this property?
This property features: 7,500 SF (75x100) waterfront homesite in Hernando Beach South, ready for development with survey, geotech report, and construction plans included; Deed‑restricted community with low $330 annual HOA; includes lawn maintenance until construction begins and access to the community boat ramp; Zoned R1B for single‑family homes only (no mobile homes permitted); RV living not permitted and no short‑term rentals (3‑month minimum)
