Search
Waterfront Homesite in Gated Community
For Sale
$395,000

3303 Terra Cotta Dr, Panama City Beach, FL 32408

Vacant waterfront land in a gated community with water views and quick access to St. Andrews Bay.

Property SizeContact for details
Days on Market124

Property Features for 3303 Terra Cotta Dr

General Information

Standard status Active
Property subtype Land

Taxes and HOA fees

Annual Taxes $1,277
Listing Agency: Counts Real Estate Group
Listed By: Jesse A Cole · License #SL3612004
Source: Exprealty
Added: May 7 Changed: Aug 20 Last Checked: Sep 6 at 10:32AM

Displayed information is deemed reliable but is not guaranteed and should be independently verified. All listing content including descriptions, pricing, images are the copyrighted material of Counts Real Estate Group

Investment Insights

Based on property information with market context.

This is a vacant waterfront homesite located within Finnisterre, a gated waterfront community. The property offers water views and a peninsula-style setting designed to provide privacy within an established area of custom homes.

The site sits along St. Andrews Bay, with access described as just minutes from the Pass for boating and water-based recreation. Public remarks also note proximity to marinas, golf courses, shopping, dining, and white sand beaches.

As presented, this parcel is suited for a build-to-suit waterfront residence within the Finnisterre community, with the waterfront setting as the primary attribute.

Key Highlights

  • Vacant waterfront homesite in Finnisterre, a gated Bay County community
  • Located at 3303 Terra Cotta with expansive water views of St. Andrews Bay
  • Peninsula‑style setting designed to provide additional privacy

Property Analytics

Current Use

Waterfront Land

Suggested Use

Top Pick Building Supply Auto Repair Shop Dental Office HVAC Service Electrical Service Storage Facility

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Location Intelligence

Trade Area within ½ mile

318
Businesses Nearby

Demographics for 32408, FL

17,479
Population
17,018
Households
1
Avg Household Size
48
Median Age
39%
College-Educated
96%
High-School Grad
8.6 sq mi
ZIP Area
2,032
Density / Sq Mi
$72,322
Median Household Income
$42,749
Median Earnings
$1,453
Median Rent
$352,400
Median Home Value
Rey
Questions? Ask Rey
Realmo’s AI knows this listing — price, zoning, demand, history. Ask anything.

Frequently Asked Questions

What type of property is this?
Waterfront Land - Vacant waterfront land in a gated community with water views and quick access to St. Andrews Bay.
Where is this waterfront land located?
The property is located at 3303 Terra Cotta Dr Panama City Beach, FL.
What is the asking price?
The asking price for this property is $395,000.
What are key features of this property?
This property features: Vacant waterfront homesite in Finnisterre, a gated Bay County community; Located at 3303 Terra Cotta with expansive water views of St. Andrews Bay; Peninsula‑style setting designed to provide additional privacy
More about this property
Thanks! Your message was sent.
Error! Your message wasn't sent.
Please enter your name
Please enter email
Please enter the email in the correct format
Please enter phone
Please enter the number in the correct format
Please enter message