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    Bank Building with Drive-Through Title is generated by Realmo AI

    325 Washington, Paducah, KY 42001

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    Claim this Listing
    For Sale
    $169,900

    COMMERCIAL - Paducah, KY

    Property size:
    1,000 SF
    Price / SF:
    $169/SF
    Added:
    Feb 16, 2026
    Days on Market:
    119
    Last Refresh:
    Jun 15 at 8:06 am

    Property Features for 325 Washington

    General Information

    Property type
    Commercial Sale
    Property subtype
    Other
    Standard status
    Active

    Utilities

    Water source
    Public

    Building Details

    Floors in Building
    1
    Flooring type
    Tile, Carpet
    Architectural style
    Other

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    Listing Contact
    Abigail Dority
    Abigail Dority

    Listing agent Abigail Dority License #278485

    Listing office Arnold Realty Group 120 Cave Thomas Drive Suite A, Paducah, KY

    Listing date Feb 16, 2026

    MLS# 134331

    Copyright © 2026 Western Kentucky Regional MLS Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Former bank building in downtown Paducah on a prime corner lot with approx. 173 ft frontage on Washington St and S 4th St
    • About 1,000 SF finished space for walk‑in customers
    • Four‑bay drive‑through plus a large built‑in safe
    • Public water source
    • Brand‑new 2025 roof with a 20‑year warranty
    • Flooring includes tile and carpet

    Overview

    This former bank building offers approximately 1,000 square feet of finished space designed for walk-in customer access. The property also includes a large built-in safe and a four-bay drive-through configuration that can support a range of service-oriented concepts. A brand-new 2025 roof with a 20-year warranty is in place.

    Located at 325 Washington Street in Paducah, the property sits on a prime corner lot with approximately 173 feet of frontage on both Washington Street and South 4th Street. The downtown setting places it just blocks from the riverfront, supporting convenient visibility from two street frontages.

    For buyers or operators seeking a turnkey commercial layout, the combination of walk-in space and multi-bay drive-through can fit well for businesses that serve customers by foot and by vehicle. The built-in safe and former bank infrastructure may also be of interest for tenants looking to reuse existing improvements. The seller is offering the property for sale and is also willing to consider a lease.

    Local Financial Insights For Specialty Retail

    Simulate Cap Rate and NOI

    NOI Build-Up
    Vacancy
    income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
    EGI (Effective Gross Income)
    gross rent minus vacancy losses — the realistic income before paying operating costs.
    OpEx (Operating Expenses)
    recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
    NOI (Net Operating Income)
    income a property generates after operating costs but before financing and taxes.

    Component $ $/SF
    Gross rent $16.4k $16.44
    − Vacancy −$575 −$0.58
    EGI $15.9k $15.86
    − OpEx −$4.0k −$3.97
    NOI $11.9k $11.90
    1,000 SF · lease $16.44/SF/yr · vacancy 3.50% · expense 25.00%

    Alternative Uses

    Best Use
    Specialty Retail
    $170.0K
    $148.7K – $198.3K (±1% cap)
    NOI $11,898 @ 7.0% cap · market cap 7.00%
    Second Best
    Retail
    $156.2K
    $136.7K – $182.2K (±1% cap)
    NOI $10,933 @ 7.0% cap · market cap 6.43%
    Theoretical Best
    Warehouse
    $208.4K
    $182.3K – $243.1K (±1% cap)
    NOI $14,585 @ 7.0% cap · market cap 8.58%
    Zoning and permitted uses should be independently verified with local authorities.
    Property Profile Location Intelligence

    Current Use by Public Records

    US Bank Mortgage Bank

    Suggested Use

    Restaurant Real Estate Agency Building Supply Dental Office Spa & Massage Center Law Firm Big Box & Wholesale Store Auto Repair Shop Hair Salon Nail Salon

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Paducah
    County
    McCracken
    State
    Kentucky
    Longitude
    -88.596758
    Latitude
    37.085083

    FAQs

    What type of property is this?
    Bank - Corner bank building with a four-bay drive-through and walk-in space, plus a newly installed roof with long-term warranty.
    Where is this bank located?
    The property is located at 325 Washington Paducah, KY.
    What is the asking price?
    The asking price for this property is $169,900.
    What are key features of this property?
    This property features: Former bank building in downtown Paducah on a prime corner lot with approx. 173 ft frontage on Washington St and S 4th St; About 1,000 SF finished space for walk‑in customers; Four‑bay drive‑through plus a large built‑in safe
    More about this property
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