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Former Bank Branch Building

325 Locust St Columbia, PA 17512

New
325 Locust St, Columbia, PA, 17512
$500,000
For Sale
Claim this Listing
$500,000

Former bank branch building offers flexible space for office, professional services, retail, or creative use.

Property Size3,724 SF
Lot Size0.18 Acres
Price / SF$134.26
AddedJul 15
Days on Market1
Last RefreshJul 15 at 3:25 am

Property Features for 325 Locust St

General Information

Standard status
Active
Size
3,724 SF
Lot size
0.18 Acres
Property subtype
Freestanding

Listing office Bennett Williams Commercial

Listing date Jul 15, 2026

Source Bennettwilliams

Displayed information is deemed reliable but is not guaranteed and should be independently verified.

All listing content including descriptions, pricing, images are the copyrighted material of Bennett Williams Commercial


Investment Insights

Based on property information with market context.

Former bank branch building totaling approximately 3,724 SF on a 0.18-acre parcel. The property features classical architecture and a grand columned entrance consistent with its original financial institution design.

Located in downtown Columbia Borough, the building is positioned for visibility along Locust Street and benefits from a walkable downtown setting with nearby businesses and amenities. The location provides convenient access between Lancaster and York counties.

The space is suitable for continued office use and also supports a range of alternative commercial concepts, including professional services, retail, creative workspace, or specialty commercial uses.

Key Highlights

  • Approximately 3,724 SF former bank branch building at 325 Locust Street in downtown Columbia, PA
  • Sits on a 0.18‑acre parcel
  • Commercial space suitable for office, professional services, retail, creative workspace, or specialty commercial concepts

Local Financial Insights For Retail

Simulate Cap Rate and NOI

NOI Build-Up
Vacancy
income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
EGI (Effective Gross Income)
gross rent minus vacancy losses — the realistic income before paying operating costs.
OpEx (Operating Expenses)
recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
NOI (Net Operating Income)
income a property generates after operating costs but before financing and taxes.

Component $ $/SF
Gross rent $67.0k $18.00
− Vacancy −$4.4k −$1.19
EGI $62.6k $16.81
− OpEx −$18.8k −$5.04
NOI $43.8k $11.77
3,724 SF · lease $18.00/SF/yr · vacancy 6.60% · expense 30.00%

Alternative Uses

Best Use
Specialty Retail
$970.4K
$849.1K – $1.13M (±1% cap)
NOI $67,930 @ 7.0% cap · market cap 13.59%
Second Best
Office B
$880.8K
$770.7K – $1.03M (±1% cap)
NOI $61,654 @ 7.0% cap · market cap 12.33%
Theoretical Best
Office A
$1.25M
$1.09M – $1.46M (±1% cap)
NOI $87,355 @ 7.0% cap · market cap 17.47%
Zoning and permitted uses should be independently verified with local authorities.

Property Analytics

Location Intelligence

Current Use by Public Records

Banks

Suggested Use

Real Estate Agency Dental Office Parking Lot & Garage Computer & Electronic Repair (Bike/Boat/Book/etc) Store (Bike/Boat/Book/etc) Store Accounting Firm Daycare Center Plumbing Service Gym & Fitness Center

Zoning and permitted uses should be independently verified with local authorities.

FAQs

What type of property is this?
Bank - Former bank branch building offers flexible space for office, professional services, retail, or creative use.
Where is this bank located?
The property is located at 325 Locust St Columbia, PA.
What is the asking price?
The asking price for this property is $500,000.
What are key features of this property?
This property features: Approximately 3,724 SF former bank branch building at 325 Locust Street in downtown Columbia, PA; Sits on a 0.18‑acre parcel; Commercial space suitable for office, professional services, retail, creative workspace, or specialty commercial concepts
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