Victorian Triplex With Detached
For Sale
$1,725,000
Pending
315-319 10th Street, San Francisco, CA 94103
Residential Income, San Francisco, CA
Property Size4,576 SF
Lot Size0.06 Acres
Days on Market52
Property Features for 315-319 10th Street
General Information
Property type
Residential Multi Family
Property subtype
Triplex
Bedrooms
7
Bathrooms
1
Full bathrooms
1
Rooms
Bedroom 5, Bedroom 3, Bedroom 1, Laundry Room, Bathroom 1, Bedroom 4, Bedroom 7, Bedroom 6, Bedroom 2
Parking
3
Parking features
Garage
Lot features
Sidewalk, Sidewalk
Subdivision
SF District 9
Standard status
Pending
APN
3519045
Size
4,576 SF
Lot size
0.06 Acres
Utilities
Sewer type
Public Sewer
Heating system
Electric (Heating), Baseboard
Building Details
Year built
1908
Floors in Building
3
Number of units
3
Architectural style
Victorian
Listing Agency:
Compass
(415) 660-9955
Listed By:
Eugene Zinchik · License #01951448
(415) 377-7115
Added: Aug 7
Changed: Sep 14
Last Checked: Sep 27 at 4:06AM
MLS# 426153086
Copyright © 2026 San Francisco Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This 4,576-square-foot Victorian triplex, built in 1908, includes two three-bedroom, one-bath flats in the primary duplex and a detached legal one-bedroom, one-bath cottage. The flats feature approximately 10-foot ceilings, large rooms, and substantial natural light. Two units are vacant and remodeled, including the upper-level flat. The property occupies 0.0574 acres and includes garage parking, baseboard and electric heating, public sewer service, and a laundry room.
The property is located two blocks from Costco and access to the 101 Freeway, with San Francisco restaurants, bars, and neighborhood amenities nearby. The duplex's ground level is entirely garage space and is identified as having potential for an ADU. Additional development may be possible beneath the detached cottage, subject to applicable approvals.
The property is located two blocks from Costco and access to the 101 Freeway, with San Francisco restaurants, bars, and neighborhood amenities nearby. The duplex's ground level is entirely garage space and is identified as having potential for an ADU. Additional development may be possible beneath the detached cottage, subject to applicable approvals.
Key Highlights
- Three‑unit Victorian property with 4,576 square feet
- Two vacant remodeled units, including the upper‑level flat
- Two 3‑bedroom, 1‑bath flats with approximately 10‑foot ceilings
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$148,569
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
8.61%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$2,971,380
$3.0M
Cap Rate 7%
$2,122,414
$2.1M
Cap Rate 9%
$1,650,767
$1.7M
Market Conditions
NOI Build-Up for 4,576 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$288.3K $63.00/SF
− Vacancy
−$18.2K −$3.97/SF
EGI
$270.1K $59.03/SF
− OpEx
−$121.6K −$26.56/SF
NOI
$148.6K $32.47/SF
Area
San Francisco, CA
Vacancy
6.30%
Lease Rate
$63.00 /SF/Yr
Expense Ratio
45.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$2,971,380
Cap Rate 7%
$2,122,414
Cap Rate 9%
$1,650,767
Alternative Uses
Best Use
Multifamily LT 5
$2.32M
$2.03M – $2.71M
NOI $162,629 @ 7.0% cap · market cap 9.43%
Second Best
Apartment 5plus
$2.12M
$1.86M – $2.48M
NOI $148,569 @ 7.0% cap · market cap 8.61%
Theoretical Best
Specialty Retail
$22.35M
$19.56M – $26.08M
NOI $1,564,632 @ 7.0% cap · market cap 90.70%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
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Current Use
Lease Details
3
Residential units
Yes
Highway access
Location Intelligence
Trade Area within ½ mile
10,363
Businesses Nearby
Explore this area
Business Placement
Demographics for 94103, CA
37,843
Population
20,920
Households
1.8
Avg Household Size
37
Median Age
56%
College-Educated
88%
High-School Grad
1.4 sq mi
ZIP Area
27,031
Density / Sq Mi
$122,339
Median Household Income
$83,348
Median Earnings
$2,146
Median Rent
$1,057,600
Median Home Value
Check the figures for this property
Cap Rate, Value Estimation, Potential NOI and more
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Market
Vacancy Rate% for Multifamily in West region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Triplex - Two remodeled units are vacant, while garage space beneath the duplex adds flexible utility.
Where is this triplex located?
The property is located at 315-319 10th Street San Francisco, CA.
What is the asking price?
The asking price for this property is $1,725,000.
What are key features of this property?
This property features: Three‑unit Victorian property with 4,576 square feet; Two vacant remodeled units, including the upper‑level flat; Two 3‑bedroom, 1‑bath flats with approximately 10‑foot ceilings
