Office Operations
For Lease
$16 SF/Yr
3109 Minnesota Avenue, Panama City, FL 32405
COMMERCIAL - Panama City, FL
Space Size3,000 SF - 103,000 SF
Days on Market1370
Property Features for 3109 Minnesota Avenue
General Information
Property type
Commercial Lease
Property subtype
Office
Zoning description
Commercial, City
Exterior features
Columns, RainGutters
Accessibility
Accessible Approach with Ramp, Accessible Elevator Installed
Subdivision
[No Recorded Subdiv]
Elementary school
Hiland Park
Middle school
Mowat
High school
Mosley
Directions
Highway 77 North to East on Baldwin Road. Then, first left (North) on Minnesota Avenue. The Tyndall Federal Credit Union OPERATIONS CENTER is +/- one block north, adjacent to Haney Vocational Training Center and south of Mosley High School. The Operations Center is the two-story building.
Standard status
Active
APN
11818-000-000
Size
106,094 SF
Taxes and HOA fees
Tax Description
21 3S 14W -24- 103C ST AND BAY DEV CO PLAT LOTS 115 & 126 ORB 1450 P 866
Legal Description
21 3S 14W -24- 103C ST AND BAY DEV CO PLAT LOTS 115 & 126 ORB 1450 P 866
Utilities
Sewer type
Public Sewer
Building Details
Year built
1995
Floors in Building
2
Number of units
1
Flooring type
Concrete
Building materials
SteelFrame, Stucco
Roof type
Membrane
Listing Agency:
Counts Real Estate Group Inc
(850) 249-3615
Listed By:
Chris S McCall · License #0666647
(850) 814-9889
Added: Dec 1, 2022
Changed: Aug 4
Last Checked: Sep 1 at 12:06AM
MLS# 735203
Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
The Tyndall Federal Credit Union Operations Center offers Class A office space in a range of sizes, with portions of the south half of the first and second floors delivered in unfinished “warm-shell” condition. The landlord will provide finish-to-suit for long-term credit tenants. Available shell options include 12,000 square feet on the first floor and 15,000 square feet on the second floor.
The property is centrally located near the intersection of Highway 77 and Baldwin Ave, adjacent to and north of Haney Vocational Training School.
The current configuration supports tenant customization where the south half of each floor remains unfinished, while the overall center is set up for occupancy following the landlord’s finish-to-suit process for qualified long-term tenants.
The property is centrally located near the intersection of Highway 77 and Baldwin Ave, adjacent to and north of Haney Vocational Training School.
The current configuration supports tenant customization where the south half of each floor remains unfinished, while the overall center is set up for occupancy following the landlord’s finish-to-suit process for qualified long-term tenants.
Key Highlights
- Class A office space available from 3,000 to 103,000 sq. ft.
- Operations Center located near the intersection of Highway 77 and Baldwin Ave, adjacent to and north of Haney Vocational Training School.
- 1st‑floor warm‑shell space includes 12,000 sq. ft.; south half of 1st and 2nd floors are unfinished warm‑shell condition.
Property Analytics
Property Profile
Current Use
Lease Details
Yes
Highway access
NNN (Triple Net)
Lease Type
$2.40 /SF/Yr
CAM
Location Intelligence
Trade Area within ½ mile
318
Businesses Nearby
Explore this area
Business Placement
Demographics for 32405, FL
28,158
Population
13,585
Households
2.1
Avg Household Size
40
Median Age
29%
College-Educated
92%
High-School Grad
18.8 sq mi
ZIP Area
1,498
Density / Sq Mi
$71,002
Median Household Income
$41,867
Median Earnings
$1,418
Median Rent
$255,100
Median Home Value
Market
Lease Benchmarks for Panama City, FL
$17.16 /SF/Yr
Avg Asking Price
$15.13–$25 /SF/Yr
Price Range
19,992 SF
Avg Space Size
This space is priced 7% below the average of $17.16 /SF/Yr.
Vacancy Rate% for Office in South region
Questions? Ask Rey
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Frequently Asked Questions
What type of property is this?
Office building - Warm-shell office space with unfinished south portions of the first and second floors, with finish-to-suit available.
Where is this office building located?
The property is located at 3109 Minnesota Avenue Panama City, FL.
What is the lease rate?
The lease rate is $16 SF/Yr.
What are key features of this property?
This property features: Class A office space available from 3,000 to 103,000 sq. ft.; Operations Center located near the intersection of Highway 77 and Baldwin Ave, adjacent to and north of Haney Vocational Training School.; 1st‑floor warm‑shell space includes 12,000 sq. ft.; south half of 1st and 2nd floors are unfinished warm‑shell condition.
