New Construction Duplex
For Sale
$369,000
3081 Golden Bear Road, Sebring, FL 33872
Residential, Single Story, Sebring, FL
Property Size2,384 SF
Price / SF$154.78
Days on Market212
Property Features for 3081 Golden Bear Road
General Information
Property type
Residential
Property subtype
Duplex
Property condition
Under Construction
Zoning
R3FUD
Bedrooms
3
Bathrooms
2
Full bathrooms
2
Rooms
Bathroom 1, Bedroom 2, Bedroom 1, Bathroom 2, Bedroom 3
Parking features
Garage
Pets allowed
Call
Interior features
BB / HS Internet Available, Cable TV Available, Ceiling Fans, Curved walls/rounded corners, Garage Door Opener, Low Threshold Shower
Exterior features
Stucco, Well Irrigation
Directions
Headed North on US HWY 27, turn West onto Sun N Lake Blvd, Turn left onto Augusta Ave and a left on Golden Bear Rd. villa is the fourth on the right.
Standard status
Active
APN
C-09-34-28-020-0000-0240
Size
2,384 SF
Taxes and HOA fees
Tax Year
2025
Tax Description
MAGNOLIA GOLF VILLAS PB 17 PG 45 LOT 24
Tax Annual Amount
877
HOA Fee
$285 Annually
Legal Description
MAGNOLIA GOLF VILLAS PB 17 PG 45 LOT 24
Utilities
Sewer type
Public Sewer
Heating system
Electric (Heating), Central
Cooling system
Central Air, Electric
Amenities
fiber-optic internet
Building Details
Year built
2025
Floors in Building
1
Flooring type
Tile, Vinyl
Building materials
Concrete Block
Roof type
Shingle
Architectural style
Other
Listing Agency:
Paradise Real Estate International LLC
(863) 272-7540
Listed By:
Kyler Eldridge · License #3569212
(863) 414-1862
Added: Feb 9
Changed: Sep 8
Last Checked: Sep 9 at 7:06PM
MLS# 321905
Copyright © 2026 Heartland Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
Investment Insights
Based on property information with market context.
This under-construction duplex property at 3081 Golden Bear Road includes a Doral Model villa with three bedrooms, two full bathrooms, an open great room, and an oversized two-car garage. The 2,384-square-foot residence is planned with 10- and 12-foot tray ceilings, granite countertops, luxury vinyl plank flooring, under-cabinet lighting, and stainless steel GE appliances. Additional features include central electric heating and cooling, tile and vinyl flooring, a shingle roof, concrete-block construction, public sewer, and a garage door opener.
The property is part of a seven-acre community within Sun 'N Lake of Sebring, overlooking Deer Run Golf Course. Golf, lakes, medical offices, and a community restaurant are accessible by golf cart. HOA-covered exterior maintenance supports a low-maintenance ownership structure, while fiber-optic internet is available to every home with speeds near 1 GB.
The property is part of a seven-acre community within Sun 'N Lake of Sebring, overlooking Deer Run Golf Course. Golf, lakes, medical offices, and a community restaurant are accessible by golf cart. HOA-covered exterior maintenance supports a low-maintenance ownership structure, while fiber-optic internet is available to every home with speeds near 1 GB.
Key Highlights
- 2,384‑square‑foot under‑construction duplex property
- Three bedrooms, two full bathrooms, and an oversized two‑car garage
- 10- and 12‑foot tray ceilings with granite countertops
Financial Insights
Estimated NOI and Cap Rate
NOI = area × lease_rate × (100 − vacancy) / 100 × (1 − expense_ratio). Net Operating Income — what the owner takes home each year before mortgage payments and income tax. Effective rent (asking rent minus vacancy losses) minus operating costs (taxes, insurance, maintenance, management).
NOI / Yr
$21,533
Cap rate = NOI / list price × 100. Capitalization rate — annual return on a fully cash purchase, before financing. NOI divided by price. Higher means more income per dollar invested, but usually also more risk or older condition. 5–8% is typical for stabilized commercial property; double digits often signal distressed deals.
Cap Rate
5.84%
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$430,660
$430.7K
Cap Rate 7%
$307,614
$307.6K
Cap Rate 9%
$239,256
$239.3K
Market Conditions
NOI Build-Up for 2,384 SF
Vacancy — income lost from leasable area expected to sit empty during the year, subtracted from gross rent.
EGI (Effective Gross Income) — gross rent minus vacancy losses, the realistic income before paying operating costs.
OpEx (Operating Expenses) — recurring costs to operate the property (property tax, insurance, utilities, maintenance, management); excludes financing and capital improvements.
NOI (Net Operating Income) — income a property generates after operating costs but before financing and taxes.
Gross rent
$32.9K $13.80/SF
− Vacancy
−$2.1K −$0.90/SF
EGI
$30.8K $12.90/SF
− OpEx
−$9.2K −$3.87/SF
NOI
$21.5K $9.03/SF
Area
Highlands County, FL
Vacancy
6.50%
Lease Rate
$13.80 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap rates vary significantly by property type, market, and asset quality.
Typical U.S. stable-market ranges:
Multifamily — 4.5% to 6.5% (Class A in primary markets often sub-5%; Class C in secondary markets 6%+)
Industrial / Logistics — 5.0% to 7.0% (compressed heavily in recent years due to e-commerce demand)
Office — 6.5% to 9%+ (wide spread post-2020; CBD Class A vs. suburban Class B varies dramatically)
Retail — 5.5% to 8.5% (grocery-anchored on the low end, unanchored strip centers higher)
Hospitality / Hotels — 7.5% to 10%+ (higher due to operational risk)
Self-Storage — 5.5% to 7.5%
Medical Office — 6.0% to 7.5%
Net Lease (single tenant, credit) — 5.0% to 7.0% depending on tenant credit and lease term
Rules of thumb:
Primary markets (NYC, SF, LA, Boston, DC) trade at lower cap rates than secondary/tertiary markets, often by 100–200 bps (bps, aka basis points; 1 bp = 0.01%).
Class A assets trade ~50–150 bps tighter than Class B, and Class B tighter than Class C.
Cap rates move inversely with price — a lower cap rate means a higher price for the same NOI.
Spread to the 10-year Treasury is a common benchmark; historically 200–400 bps over the 10-year.
Cap Rate 5%
$430,660
Cap Rate 7%
$307,614
Cap Rate 9%
$239,256
Alternative Uses
Best Use
Multifamily LT 5
$307.6K
$269.2K – $358.9K
NOI $21,533 @ 7.0% cap · market cap 5.84%
Second Best
Apartment 5plus
$285.8K
$250.1K – $333.5K
NOI $20,009 @ 7.0% cap · market cap 5.42%
Theoretical Best
Office A
$496.0K
$434.0K – $578.7K
NOI $34,719 @ 7.0% cap · market cap 9.41%
Zoning and permitted uses should be independently verified with authorities.
Property Analytics
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Current Use
Lease Details
12 ft
Clear height
1
Residential units
Location Intelligence
Trade Area within ½ mile
35
Businesses Nearby
Explore this area
Business Placement
Demographics for 33872, FL
13,167
Population
7,882
Households
1.7
Avg Household Size
62
Median Age
29%
College-Educated
91%
High-School Grad
22.7 sq mi
ZIP Area
580
Density / Sq Mi
$68,086
Median Household Income
$42,831
Median Earnings
$1,157
Median Rent
$193,900
Median Home Value
Check the figures for this property
Cap Rate, Value Estimation, Potential NOI and more
View Realmo Analytics
Market
Vacancy Rate% for Multifamily in South region
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Frequently Asked Questions
What type of property is this?
Duplex - Under-construction duplex property with three bedrooms, two bathrooms, and a two-car garage in a low-maintenance community.
Where is this duplex located?
The property is located at 3081 Golden Bear Road Sebring, FL.
What is the asking price?
The asking price for this property is $369,000.
What are key features of this property?
This property features: 2,384‑square‑foot under‑construction duplex property; Three bedrooms, two full bathrooms, and an oversized two‑car garage; 10- and 12‑foot tray ceilings with granite countertops
