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    Luxury Beach House with Gulf Views Title is generated by Realmo AI

    21814 Front Beach Road, Panama City Beach, FL 32413

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    New, fully furnished 6-bedroom beach house ready for rental.

    Type:Mixed Use
    Property size:
    3,302 SF
    Price / SF:
    $967/SF
    Added:
    May 25, 2026
    Days on Market:
    11
    Last Refresh:
    May 27 at 8:25 am

    Property Features for 21814 Front Beach Road

    General Information

    Standard status
    Active
    Size
    3,302 SF
    Property subtype
    Mixed Use

    Building Details

    Year Built
    2026

    We can help!

    Listing Contact
    Bill Thomas

    Listing agent Bill Thomas License #FLbk3175219

    Listing office Beach Time Realty, Inc.

    Listing date May 25, 2026

    Source Crexi

    Displayed information is deemed reliable but is not guaranteed and should be independently verified.

    All listing content including descriptions, pricing, images are the copyrighted material of Beach Time Realty, Inc.

    HighLights

    • Beach access directly across the street with gulf views.
    • Large private pool with spa conversion, outdoor kitchen, and covered pavilion.
    • Fully furnished, rental‑ready 6‑bedroom home with ensuite baths.
    • Designed to sleep 16, ideal for short‑term rentals.
    • Sonos sound system throughout pool area, balconies, and Great Room.
    • Ample parking for 6 vehicles.

    Overview

    This 3302 sq. ft. new home exemplifies a luxury beach house, featuring 6 bedrooms, each with ensuite baths. A large, open great room provides ample space for entertaining. The property includes a rec room by the pool and two laundries. Designed to accommodate 16 guests, this rental home is located on the west end of Panama City Beach, offering gulf views and beach access across the street, all within walking distance. A large private pool includes a pool shelf and can be converted into a spa. The outdoor area features a full outdoor kitchen, a covered pavilion, artificial turf grass, and a Sonos sound system in the pool area and on each balcony, as well as in the great room. The home provides parking space for 6 cars. The property is located across the street from the Gulf of Mexico, with two convenient beach access points within a short walk. The house comes fully furnished and ready for immediate occupancy or short-term rental management, suitable for a fun summer on Panama City Beach.
    Location Intelligence

    Current Use by Public Records

    Short term rental ...

    Suggested Use

    Restaurant Law Firm Real Estate Agency Spa & Massage Center Dental Office Hair Salon Nail Salon Building Supply Auto Repair Shop Gym & Fitness Center

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Panama City Beach
    County
    Bay
    State
    Florida
    Longitude
    -85.9574778
    Latitude
    30.2547345

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    FAQs

    What type of property is this?
    Short term rental property - New, fully furnished 6-bedroom beach house ready for rental.
    Where is this short term rental property located?
    The property is located at 21814 Front Beach Road Panama City Beach, FL.
    What is the asking price?
    The asking price for this property is $3,195,000.
    What are key features of this property?
    This property features: Beach access directly across the street with gulf views.; Large private pool with spa conversion, outdoor kitchen, and covered pavilion.; Fully furnished, rental‑ready 6‑bedroom home with ensuite baths.
    We can help!
    Contact for Pricing
    Please call us for current price
    and status of this listing
    Bill Thomas
    Real Estate License ID: FLbk3175219
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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