214 Main Street, Oneonta, NY 13820
SINGLE_FAMILY - Oneonta, NY
- Added:
- Jan 21, 2026
- Days on Market:
- 159
- Last Refresh:
- Jun 29 at 5:06 pm
Property Features for 214 Main Street
General Information
- Property type
- Residential
- Property subtype
- Office
- Zoning
- GBD
- Rooms
- Basement
- Standard status
- Active
- APN
- 300.31-1-37.3
- Size
- 4,305 SF
- Lot size
- 0.05 Acres
Taxes and HOA fees
- Tax Annual Amount
- 6308
Utilities
- Sewer type
- Public Sewer
- Heating system
- Natural Gas, Baseboard, Forced Air, Electric (Heating)
- Cooling system
- Central Air, Separate Meters
- Water source
- Public
Building Details
- Year built
- 1940
- Floors in Building
- 2
- Flooring type
- Carpet, Concrete
- Building materials
- Brick, Frame
- Roof type
- Rubber, Membrane, Flat
Listing agent Rodger B Moran License #30MO0797197 (607) 287-1559
Listing office Benson Agency Real Estate LLC One Grand Street, Oneonta, NY (607) 432-4391
Listing date Jan 21, 2026
Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
HighLights
- Restaurant building with 1,435 sq ft per floor across the 1st floor and basement
- Includes 3 bathrooms in the restaurant area and an additional 1.5 baths on the 2nd‑floor apartment
- 2nd floor features two to three bedrooms with a laundry room and newly installed electric heat upstairs
- French doors open from the restaurant to an exterior dining area
- Brick and frame construction with flat roof (rubber and membrane) and public utilities (public water and public sewer)
- Central air plus separate meters; heating includes natural gas, forced air, baseboard, and electric heating
Overview
The property is located on Main Street in downtown Oneonta and adjoins Muller Plaza, which includes a brand new outdoor Al Galladoro performance stage within the downtown community gathering area. Public parking is available on-street, along with municipal lots within 2 to 3 blocks.
For operators seeking a ready-to-run restaurant with direct exterior dining access and dedicated customer-facing facilities, the combination of dining and bathroom count supports day-to-day use. For buyers looking for an integrated live-and-work setup, the enclosed upstairs apartment configuration adds on-site residential space without requiring separate property management away from the restaurant footprint. The building is zoned GBD per the listing information.
Local Financial Insights For Specialty Retail
Simulate Cap Rate and NOI
NOI Build-Up
- Vacancy
- income lost from leasable area expected to sit empty during the year — subtracted from gross rent.
- EGI (Effective Gross Income)
- gross rent minus vacancy losses — the realistic income before paying operating costs.
- OpEx (Operating Expenses)
- recurring costs to operate the property (property tax, insurance, utilities, maintenance, management) — excludes financing and capital improvements.
- NOI (Net Operating Income)
- income a property generates after operating costs but before financing and taxes.
| Component | $ | $/SF |
|---|---|---|
| Gross rent | $81.6k | $18.96 |
| − Vacancy | −$2.1k | −$0.49 |
| EGI | $79.5k | $18.47 |
| − OpEx | −$19.9k | −$4.62 |
| NOI | $59.6k | $13.85 |
Alternative Uses
Current Use by Public Records
Location Insight
- Map
- Local Demand
- City
- Oneonta
- County
- Otsego
- State
- New York
- Longitude
- -75.061327
- Latitude
- 42.454165
