Financial
Distress signals
Property profile

21 Locust St Northampton, MA 01060

OFF-MARKET
Other investment properties
Property ID
US38-1070688
8,820 SF 0.25 ac lot Built 1970
Last sale Apr 2026 · $599,900
Entity Owned Owner of record is a legal entity (LLC / corporation). Free & Clear No active or open recorded mortgage detected.
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Property summary

AI-generated overview

The property is a purpose-built bank/financial branch facility offering more than 3,000 square feet of commercial space arranged for branch operations. The interior layout includes a customer lobby, teller line, four private offices, a drive-up window, an ATM, and an employee break room. The building was constructed in 1970 and reflects a defined banking configuration suitable for a financial institution. The site is located in Northampton, Massachusetts, directly across from Cooley Dickinson

Ownership intelligence

Who controls the opportunity?

Owner of record from public deeds, plus portfolio, hold profile and investor signals where the data supports them. In the full report.

Owner contacts

Can we reach the decision maker?

Skip-traced phones and e-mails of the owner. Included with the full report.

Mortgages

What is owed, to whom, and when it comes due

Recorded lenders, amounts and estimated maturities of the owner's loan book — in the full report.

Property tax · 2024

What does the county charge?
$14k
Tax billed · 2024
Assessed value$933k
Assessed land$209k
Assessed improvement$724k
Effective rate1.52%

Value estimate

· Sep 2026
$475k
$428k – $523k
CAP approach$1.30M
Submarket $/SF estimate$1.24M

Realmo valuation models over county records and 9 qualifying comparable sales.

Recently sold

What actually traded nearby?
$157/SF
ZIP average, outlier-cleaned · 26 recorded sales of this use type
Observed band · Q1–Q3$130 – $213
Qualifying comparables9

Cap rate analysis

How does the asset earn?

No income signal is modeled for this parcel yet — the Cap Rates tab runs the workflow.

Zoning insight

What can be built here?
NB
Attachment 2 - Table of Use Regulations: GB, NB and M Districts Attachment 3 - Table of Dimensional and Density Regulations: GB, NB, M an...
General categoryCOMMERCIAL
JurisdictionNORTHAMPTON

Location intelligence

Which uses thrive at this corner?
Best fit: Building Supply
Demand heat for this use is drawn on the map · LocInt grid
Demand index
Building Supply14.0
Hair Salon13.5
Law Firm11.8

Location

21 Locust St Northampton, MA 01060-2027
County assessor Recorded deeds · 4 transfers 9 qualifying comp sales Zoning catalog

Every figure names its source: public record, benchmark, or modeled. Coverage varies by property — thin data is stated as missing, never invented.

Comparables

6 recorded sales · 6 properties nearby
Recent sales nearby
6 recorded sales in this ZIP, last 8 years
Address Sale price Sold Size
263 Main, Northampton, MA 01060-3106 $1,700,000 Jun 2025 6,696 SF
70 Bradford, Northampton, MA 01060 $500,000 Apr 2024 8,156 SF
31 Trumbull, Northampton, MA 01060-3036 $1,720,000 Jul 2021 11,405 SF
15 Strong, Northampton, MA 01060-3922 $1,250,000 Jul 2021 9,234 SF
196 Main, Northampton, MA 01060-3104 $1,050,000 Jul 2020 7,000 SF
33 Conz, Northampton, MA 01060-4162 $910,000 Jan 2020 6,881 SF
Sale prices and dates as our records hold them, one row per building. A deed can cover more of a building than the size shown, so read the price against the size rather than dividing one by the other.
Comparable nearby
6 properties of the same type nearby
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