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Bank Building With Drive-Through
For Sale
$274,000

204 E Main Street, Niota, TN 37826

COMMERCIAL - Niota, TN

Property Size3,150 SF
Lot Size75,112.00 Acres
Price / SF$86.98
Days on Market328

Property Features for 204 E Main Street

General Information

Property type Commercial Sale
Property subtype Other
Zoning Commercial
Parking features Parking Lot, On Street
Lot features Level, Level
Elementary school Niota
Middle school Niota
High school McMinn County
Directions Head northwest on Decatur Pike toward Velma Rd, 0.1 mi, Turn right at the 1st cross street onto Velma Rd, 0.8 mi, Turn left onto US-11 N/Congress Pkwy S, Continue to follow US-11 N, Pass by Dollar General (on the left in 5 mi), 5.7 mi, Turn right onto Staley St, 0.1 mi Turn right onto W Main St, Destination will be on the right
Standard status Active
APN 033l B 008.00
Size 3,150 SF
Lot size 75,112.00 Acres

Taxes and HOA fees

Tax Annual Amount 1904

Utilities

Utilities Natural Gas Available
Sewer type Public Sewer
Heating system Electric (Heating), Central
Cooling system Central Air
Water source Public

Amenities

private offices
walk in Bank Vault
drive thru
kitchenette
multiple entrances

Building Details

Year built 1965
Flooring type Carpet, Tile
Building materials Brick Veneer
Listing Agency: Southern Homes
Listed By: Amy Elkins · License #299486
Added: Oct 7, 2025 Changed: Aug 16 Last Checked: Aug 30 at 3:06AM
MLS# 20254769

Copyright © 2026 River Counties Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This 3,150-square-foot bank building was constructed in 1965 and features a brick veneer exterior, carpet and tile flooring, private offices, a large walk-in bank vault, drive-through service, kitchenette, and multiple entrances. Central heating and cooling serve the building, with electric heat and central air listed among the systems.

The property is located on E Main Street in downtown Niota, near Highway 11 and within the historic downtown area. Parking is provided through an on-site lot and on-street spaces. The site has public water and public sewer, with natural gas available. Commercial zoning supports the property’s current commercial classification.

Key Highlights

  • 3,150‑square‑foot bank building constructed in 1965
  • Large walk‑in bank vault, drive‑through service, and multiple entrances
  • Private offices and kitchenette included in the existing layout

Property Analytics

Current Use

Banks

Suggested Use

Top Pick Building Supply Auto Repair Shop Electrical Service Garden Center Hair Salon Cafe & Coffee Shop

Score = modeled unmet demand for each use within ~1 mi (higher = bigger opportunity). Zoning and permitted uses should be independently verified with local authorities.

Lease Details

Yes
Highway access

Location Intelligence

Trade Area within ½ mile

63
Businesses Nearby
4k
Monthly Visits Nearby

Foot Traffic Nearby

Shops & Services 100%
Marathon Petroleum Shops & Services
4,170 visits/mo 0.3 miles

Demographics for 37826, TN

4,419
Population
1,760
Households
2.5
Avg Household Size
44
Median Age
16%
College-Educated
85%
High-School Grad
53.7 sq mi
ZIP Area
82
Density / Sq Mi
$63,922
Median Household Income
$38,056
Median Earnings
$835
Median Rent
$210,900
Median Home Value

Market

Vacancy Rate% for Retail in South region

7% 2020
6.2% 2021
5.1% 2022
4.8% 2023
4.9% 2024
5.4% 2025
Rey
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Frequently Asked Questions

What type of property is this?
Bank - Commercially zoned building with private offices, a walk-in vault, multiple entrances, and on-site parking.
Where is this bank located?
The property is located at 204 E Main Street Niota, TN.
What is the asking price?
The asking price for this property is $274,000.
What are key features of this property?
This property features: 3,150‑square‑foot bank building constructed in 1965; Large walk‑in bank vault, drive‑through service, and multiple entrances; Private offices and kitchenette included in the existing layout
More about this property
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