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For sale
Banks
TN
Niota
37826
204 E Main Street

Bank Building with Drive-Thru

204 E Main Street Niota, TN 37826

204 E Main Street, Niota, TN, 37826

$274,000

For Sale

$274,000

COMMERCIAL - Niota, TN

Property Size3,150 SF

Lot Size75,112.00 Acres

Price / SF$86.98

AddedOct 7, 2025

Days on Market282

Last RefreshJul 15 at 9:06 am

Property Features for 204 E Main Street

General Information

Property type: Commercial Sale
Property subtype: Other
Zoning: Commercial
Parking features: On Street, Parking Lot
Standard status: Active
APN: 033l B 008.00
Size: 3,150 SF
Lot size: 75,112.00 Acres

Taxes and HOA fees

Tax Annual Amount: 1904

Utilities

Utilities: Natural Gas Available
Sewer type: Public Sewer
Heating system: Central, Electric (Heating)
Cooling system: Central Air
Water source: Public

Building Details

Year built: 1965
Flooring type: Tile, Carpet
Building materials: Brick Veneer

Listing agent Amy Elkins License #299486

Listing office Southern Homes 300 W Madison Ave, TN

Listing date Oct 7, 2025

MLS# 20254769

Copyright © 2026 River Counties Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

Investment Insights

Based on property information with market context.

This commercial building includes private office space, a large walk-in bank vault, a kitchenette, and drive-thru service. The property also features multiple entrances and ample on-site parking, supporting flexible day-to-day access for both staff and customers. With approximately 3,150 square feet of space, the layout is well-suited to banking use and can also be repurposed for retail or other configurations, as noted by the seller.

Located at 204 E Main Street in Niota, Tennessee, the property is positioned near Highway 11 in historic downtown Niota. The setting provides a convenient presence for community activity, with proximity to the downtown festivals, parades, and other events.

For investors or operators, the combination of office rooms, a dedicated walk-in vault, and drive-thru infrastructure can support businesses that require controlled space and customer convenience. The multiple entrances and parking provide practical flow for varied uses, including retail or other potential conversion concepts referenced in the listing.

Key Highlights

Over 3,000 sq ft building in historic downtown Niota near Highway 11
Drive‑thru layout plus multiple entrances and plenty of parking
Large walk‑in bank vault and multiple private offices

Property Analytics

Property Profile Location Intelligence

Current Use by Public Records

Banks

Suggested Use

For sale
Banks
TN
Niota
37826
204 E Main Street

What type of property is this?

Bank - Commercially zoned bank building offering private offices, a walk-in vault, and drive-thru capability with multiple entrances and parking.

Where is this bank located?

The property is located at 204 E Main Street Niota, TN.

What is the asking price?

The asking price for this property is $274,000.

What are key features of this property?

This property features: Over 3,000 sq ft building in historic downtown Niota near Highway 11; Drive‑thru layout plus multiple entrances and plenty of parking; Large walk‑in bank vault and multiple private offices