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    Luxury Beachfront Retreat Investment Property Title is generated by Realmo AI

    19706 Front Beach Road, Panama City Beach, FL 32413

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    New 7-bedroom beachfront property with pool, ready for summer rentals.

    Type:Mixed Use
    Property size:
    4,400 SF
    Price / SF:
    $953/SF
    Added:
    May 25, 2026
    Days on Market:
    5
    Last Refresh:
    May 27 at 8:25 am

    Property Features for 19706 Front Beach Road

    General Information

    Standard status
    Active
    Size
    4,400 SF
    Property subtype
    Mixed Use

    Building Details

    Year Built
    2026

    We can help!

    Listing Contact
    Bill Thomas

    Listing agent Bill Thomas License #FLbk3175219

    Listing office Beach Time Realty, Inc.

    Listing date May 25, 2026

    Source Crexi

    Displayed information is deemed reliable but is not guaranteed and should be independently verified.

    All listing content including descriptions, pricing, images are the copyrighted material of Beach Time Realty, Inc.

    HighLights

    • New Construction: Just finished 7‑bedroom, 7 full and 2 half bathroom luxury home (built in 2026) on Panama City Beach's West End.
    • Dedicated Beach Frontage: Direct access to white sand and emerald waters with private community beach access.
    • High‑Earning Potential: Turnkey, fully furnished investment property with existing rental program and income models available.
    • Resort‑Style Outdoor Oasis: Oversized pool, expansive decking, and fully equipped outdoor kitchen with bar, built‑in sound system, grill, refrigerator, and ice maker.
    • Elevator Access: Convenient elevator for easy access to all floors.
    • Spacious Layout: Sleeps up to 18 guests, featuring multiple bunk rooms, a Rec Room, and master suites with Gulf and patio views.

    Overview

    This newly constructed 7-bedroom, 7 full and 2 half bathroom property offers 30A-style luxury on Panama City Beach's West End, featuring an elevator and dedicated beach frontage. Designed to accommodate up to 18 guests, this turnkey investment property spans 4400 square feet and includes furnishings. The property features an expansive outdoor area with a custom kitchen, oversized pool, and large deck suitable for events. Located on the exclusive West End of Panama City Beach, it provides access to white sand and emerald waters via private community beach access. The resort-style backyard includes an oversized pool, expansive decking, and a fully equipped outdoor kitchen with a built-in sound system, grill, refrigerator, and ice maker. The layout is designed for large gatherings such as family reunions, corporate retreats, and weddings. The first floor houses three bunk rooms and a rec room. The second floor features the main living area with a great room and two additional bedrooms. The third floor includes two master suites, one with a gulf view and the other overlooking the outdoor patio. Currently active on a rental program, this property is suitable as a primary residence or a high-performing vacation rental. Detailed income models are available.
    Location Intelligence

    Current Use by Public Records

    Bed & breakfasts

    Suggested Use

    Real Estate Agency Restaurant Law Firm Spa & Massage Center Nail Salon Building Supply Auto Repair Shop Big Box & Wholesale Store Skin Care Clinic Accounting Firm

    Zoning and permitted uses should be independently verified with local authorities.

    Similar Places Nearby

    • Landmark Holiday Beach Resort — 17501 Front Beach Rd, Panama City Beach, FL 32413
    • Beach Haven Home by RedAwning — 100 island cove ct, panama city beach, fl 32413
    • PCB cottage — 17276 Front Beach Rd, Panama City Beach, FL 32413
    • Beverly's Beach Vacations — 16215 sky ave, panama city beach, fl 32413

    Location Insight

    • Map
    • Local Demand
    City
    Panama City Beach
    County
    Bay
    State
    Florida
    Longitude
    -85.9266632
    Latitude
    30.2410539

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    FAQs

    What type of property is this?
    Bed & breakfast - New 7-bedroom beachfront property with pool, ready for summer rentals.
    Where is this bed & breakfast located?
    The property is located at 19706 Front Beach Road Panama City Beach, FL.
    What is the asking price?
    The asking price for this property is $4,195,000.
    What are key features of this property?
    This property features: New Construction: Just finished 7‑bedroom, 7 full and 2 half bathroom luxury home (built in 2026) on Panama City Beach's West End.; Dedicated Beach Frontage: Direct access to white sand and emerald waters with private community beach access.; High‑Earning Potential: Turnkey, fully furnished investment property with existing rental program and income models available.
    We can help!
    Contact for Pricing
    Please call us for current price
    and status of this listing
    Bill Thomas
    Real Estate License ID: FLbk3175219
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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