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    195 North Street Kingston, NY 12401

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    New
    For Sale
    $299,900

    MULTI_FAMILY - Kingston, NY

    Property size:
    1,520 SF
    Lot size:
    0.06 Acres
    Price / SF:
    $197/SF
    Added:
    May 6, 2026
    Days on Market:
    3
    Last Refresh:
    May 8 at 10:06 am

    Property Features for 195 North Street

    General Information

    Property type
    Residential Multi Family
    Property subtype
    Other
    Zoning
    T4N-O
    Bedrooms
    3
    Rooms
    Bedroom 3, Bedroom 2, Bedroom 1
    Parking features
    Garage, Driveway, Off Street
    Patio and Porch features
    Porch
    Appliances
    Washer, Refrigerator, Range
    Standard status
    Active
    APN
    56.28-3-1
    Size
    1,520 SF
    Lot size
    0.06 Acres

    Taxes and HOA fees

    Tax Annual Amount
    5058

    Utilities

    Sewer type
    Public Sewer
    Heating system
    Hot Water(Heating), Baseboard
    Water source
    Public

    Building Details

    Year built
    1912
    Number of units
    2
    Flooring type
    Vinyl, Engineered, Carpet, Tile - Ceramic
    Building materials
    Frame, Vinyl Siding
    Roof type
    Shingle, Asphalt

    We can help!

    Listing Contact
    Edwin Maldonado

    Listing agent Edwin Maldonado

    Listing office Howard Hanna Rand Realty 304 Wall Street, Kingston, NY

    Listing date May 6, 2026

    MLS# 20262154 Listing URL

    Copyright © 2026 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

    HighLights

    • Two‑family home offers income potential to offset mortgage costs or serves as an investment property.
    • New roof (installed 4/25) and new (2024) Navien tankless water heater provide modern efficiency and reduced maintenance.
    • Prime downtown Kingston location within walking distance to Hutton Brickyards, Kingston Point Beach, and Kingston Point Park.
    • Detached two‑car garage offers parking, storage, and potential for conversion into an additional living unit (with approvals).
    • Property can be easily converted into a single‑family home.
    • Upgraded electric panel and extensive structural work in the basement ensure safety and stability.

    Overview

    Kingston Two-Family Home For Sale

    This two-family home in Kingston, NY, presents an opportunity for either homeowners seeking rental income or investors. The property features a one-bedroom unit downstairs and a two-bedroom unit upstairs, both maintained in very good condition. Recent improvements include a new roof with gutters installed on April 25th, a new (2024) Navien tankless water heater for the baseboard hot water heating system and domestic hot water, and extensive structural work completed in the basement. The electric panel has also been upgraded. Situated in a desirable downtown Kingston location, the property is within walking distance of the Hutton Brickyards, Kingston Point Beach, and Kingston Point Park. A detached two-car garage provides covered parking and storage space. According to the new zoning code in the City of Kingston, there is potential to convert the garage into an additional living unit, subject to approvals. The property, which sits on a 0.06-acre lot, offers 1520 square feet of living space and could also be converted into a single-family home. The zoning is T4N-O. This multifamily property is located at 195 North Street, Kingston, NY 12401.
    Property Profile Insight Report Location Intelligence

    Current Use by Public Records

    Duplexes

    Suggested Use

    Restaurant Real Estate Agency Spa & Massage Center Big Box & Wholesale Store Auto Repair Shop Hair Salon Nail Salon Gym & Fitness Center Hotel & Motel Department Store

    Zoning and permitted uses should be independently verified with local authorities.

    Location Insight

    • Map
    • Local Demand
    City
    Kingston
    County
    Ulster
    State
    New York
    Longitude
    -73.968404
    Latitude
    41.930392

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    FAQs

    What type of property is this?
    Duplex - Two-unit property in very good condition with recent upgrades.
    Where is this duplex located?
    The property is located at 195 North Street Kingston, NY.
    What is the asking price?
    The asking price for this property is $299,900.
    What are key features of this property?
    This property features: Two‑family home offers income potential to offset mortgage costs or serves as an investment property.; New roof (installed 4/25) and **new (2024) Navien tankless water heater provide modern efficiency and reduced maintenance.**; **Prime downtown Kingston location within walking distance to Hutton Brickyards, Kingston Point Beach, and Kingston Point Park.**
    (845) 389-8555
    We can help!
    Listing Contact
    Edwin Maldonado
    Learn More
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    Realmo Value Estimations

    Realmo estimates a property’s market value using a proprietary methodology that incorporates public data and user-submitted information. This cumulative value is generated by integrating a variety of conventional and innovative methods. 

    Disclaimer

    These figures are not official appraisals and should not be used as a substitute for a valuation performed by a licensed appraiser.
    Actual market value may differ due to factors not captured in the data. Estimates are offered for informational purposes only, and users should conduct independent research before making financial or investment decisions.
    By using this feature, you acknowledge that Realmo is not responsible for actions taken based on these estimates.

    AI approach

    Realmo AI Method estimates property value using machine learning models trained on millions of comparable listings, transactions, and market signals. It analyzes property features, location intelligence data, and current market dynamics to predict the most probable market value in real time.

    Realmo CapRate Calculation

    Realmo calculates the Capitalization Rate (Cap Rate) to help estimate a property's potential return on investment. The Cap Rate is a fundamental metric in commercial real estate that measures the relationship between a property's net operating income and its market value.

    How We Calculate Cap Rate

    Cap Rate Formula:
    Cap Rate (%) = (Net Operating Income / Property Value) × 100

    Net Operating Income (NOI) Formula:
    NOI = Area × Lease Rate × (1 - Vacancy Rate) × (1 - Operating Expense Ratio)

    Components

    Net Operating Income (NOI) represents the annual income a property generates after operating expenses:

    • Area: Building square footage from property records
    • Lease Rate: Annual $/sqft based on market data for the property type and geographic location
    • Vacancy Rate: Percentage of unoccupied space based on market data for the property type and location
    • Operating Expense Ratio: Operating costs as a percentage of income, varies by property type

    Property Value is derived from:

    • Recent sale price (if available)
    • Statistical models using comparable sales
    • AI-powered valuation estimates

    Example Calculation

    For a 100,000 sqft Office Building:

    • Lease Rate: $25.00/sqft/year (market data for Office in this area)
    • Vacancy Rate: 8% (market data for Office in this area)
    • Operating Expense Ratio: 35% (typical for Office properties)
    • Property Value: $15,000,000

    Step 1: Calculate NOI

    NOI = 100,000 × $25.00 × (1 - 0.08) × (1 - 0.35)
    NOI = 100,000 × $25.00 × 0.92 × 0.65
    NOI = $1,495,000/year

    Step 2: Calculate Cap Rate

    Cap Rate = ($1,495,000 / $15,000,000) × 100
    Cap Rate = 9.97%

    Property Type Considerations

    Net Operating Income calculations vary by property type due to different operating expense ratios:

    • Office: Higher expenses (30-40%) for HVAC, utilities, maintenance
    • Retail: Moderate expenses (25-35%) for common area maintenance
    • Industrial/Warehouse: Lower expenses (15-25%) for minimal tenant services
    • Multifamily: Moderate expenses (35-45%) including property management
    • Self-Storage: Lower expenses (25-35%) due to minimal maintenance

    Market lease rates and vacancy rates are specific to each property type and geographic location, reflecting local market conditions.

    Disclaimer

    These calculations are estimates for informational purposes only and should not be used as a substitute for professional financial analysis or appraisal.

    • Cap Rate calculations depend on market data that may change over time
    • Actual operating expenses, lease rates, and vacancy rates may differ from market averages
    • Individual property conditions, lease terms, and tenant quality significantly impact actual NOI
    • Property value estimates are approximations and not official appraisals
    • Cap rates vary widely by market, property condition, and investment risk profile

    Professional Guidance Recommended: Before making any investment or financial decisions, consult with licensed appraisers, commercial real estate brokers, and financial advisors who can evaluate your specific property and circumstances.
    By using this feature, you acknowledge that Realmo is not responsible for investment decisions or actions taken based on these estimates.

    Cap approach

    Capitalization Method calculates value based on estimated net operating income (NOI) and applying a market-based capitalization rate (cap rate), we estimate what a typical investor might be willing to pay for it.

    Comparable approach

    Comparable estimate is based on recent sales of similar nearby properties, adjusted for factors like size, condition, and location.

    Relative

    Relative property class coefficient uses factors that account for typical price differences between various asset types (e.g., retail vs. industrial) to provide a more accurate market-aligned estimate.

    Geo

    Comparable Sales Method, enhanced by Geo coefficients — location-based adjustment factors that reflect differences in price levels across neighborhoods, cities, or regions ensuring a more accurate, market-sensitive valuation.

    Stat Estimate

    This method estimates value based on actual market adjusted recent (~5 years) sales of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all similar sales ($/sqft) are above this value
    • Range-to: 75% of all similar sales ($/sqft) are below this value
    AI Estimate

    This method estimates value based on AI market estimation of comparable properties around by location and property type.

    • Ranges - area data calculated by industry standard IQR Outlier Removal Method
    • Range-from: 75% of all estimations ($/sqft) are above this value
    • Range-to: 75% of all estimations ($/sqft) are below this value
    Alternative use

    Estimate considers the property’s potential value if used for a different purpose-based on zoning, demand, and market feasibility.

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