Duplex with Wraparound
For Sale
$775,000
145 Church Street, Saratoga Springs, NY 12866
Residential Income, Saratoga Springs Inside, NY
Property Size3,405 SF
Lot Size0.07 Acres
Price / SF$227.61
Days on Market59
Property Features for 145 Church Street
General Information
Property type
Residential Multi Family
Property subtype
Other
Bedrooms
3
Bathrooms
4
Full bathrooms
4
Rooms
Bathroom 2, Bathroom 1, Bedroom 2, Bedroom 1, Bathroom 4, Bedroom 3, Bathroom 3
Parking features
Driveway
Patio and Porch features
Porch
High school district
000000
Directions
From Broadway Take Church street west 4 blocks. house on Right.
Standard status
Active
APN
411501 165.50-2-2
Size
3,405 SF
Lot size
0.07 Acres
Taxes and HOA fees
Tax Annual Amount
6627
Utilities
Heating system
Forced Air, Zoned
Water source
Public
Amenities
custom gas fireplace
spa tubs
central AC
brick patio
wrap-around porch
Building Details
Year built
1897
Number of units
2
Flooring type
Hardwood, Tile, Granite
Building materials
Wood Siding
Roof type
Asphalt
Buildings
1
Listing Agency:
Miranda Real Estate Group Inc
Listed By:
Leslie Warner-Rafaniello
(518) 348-2060
Added: Sep 2
Changed: Oct 30
Last Checked: Oct 30 at 4:06PM
MLS# 11964039
Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.
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Investment Insights
Based on property information with market context.
This 3,405-square-foot, two-family Victorian property was built in 1897 and sits on a 0.07-acre lot. Its two full kitchens, two laundry areas, two furnaces, and two central air-conditioning systems support separate household use. Connected interior spaces and two staircases also allow the home to operate as one larger residence or in multiple configurations. A gas fireplace, hardwood and tile flooring, two spa tubs, a brick patio, and a wraparound porch round out the interior and outdoor features.
The property is in downtown Saratoga Springs, within walking distance of shops, grocery stores, restaurants, nightlife, and Saratoga Race Course. Three off-street parking spaces are provided.
The property is in downtown Saratoga Springs, within walking distance of shops, grocery stores, restaurants, nightlife, and Saratoga Race Course. Three off-street parking spaces are provided.
Key Highlights
- 3,405‑square‑foot two‑family home on a 0.07‑acre lot
- Built in 1897; Victorian design with a wraparound porch
- Two full kitchens, two laundry areas, two furnaces, and two central AC systems
Financial Insights
Estimated NOI and Cap Rate
NOI / Yr
$50,533
Cap Rate
6.52%
Suggested Prices Based on Cap Rates
Cap Rate 5%
$1,010,660
$1.0M
Cap Rate 7%
$721,900
$721.9K
Cap Rate 9%
$561,478
$561.5K
Market Conditions
NOI Build-Up for 3,405 SF
Gross rent
$75.6K $22.20/SF
− Vacancy
−$3.4K −$1.00/SF
EGI
$72.2K $21.20/SF
− OpEx
−$21.7K −$6.36/SF
NOI
$50.5K $14.84/SF
Area
Saratoga County, NY
Vacancy
4.50%
Lease Rate
$22.20 /SF/Yr
Expense Ratio
30.00%
Simulate Cap Rate and NOI
Suggested Prices Based on Cap Rates
Cap Rate 5%
$1,010,660
Cap Rate 7%
$721,900
Cap Rate 9%
$561,478
Alternative Uses
Best Use
Multifamily LT 5
$721.9K
$631.7K – $842.2K
NOI $50,533 @ 7.0% cap · market cap 6.52%
Second Best
Apartment 5plus
$645.9K
$565.1K – $753.5K
NOI $45,211 @ 7.0% cap · market cap 5.83%
Theoretical Best
Office A
$1.02M
$891.8K – $1.19M
NOI $71,342 @ 7.0% cap · market cap 9.21%
Zoning and permitted uses should be independently verified with authorities.
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Lease Details
2
Residential units
Location Intelligence
Trade Area within ½ mile
2,497
Businesses Nearby
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Business Placement
Demographics for 12866, NY
40,355
Population
20,462
Households
2
Avg Household Size
44
Median Age
55%
College-Educated
95%
High-School Grad
64.3 sq mi
ZIP Area
628
Density / Sq Mi
$98,374
Median Household Income
$53,265
Median Earnings
$1,460
Median Rent
$419,200
Median Home Value
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Market
Vacancy Rate% for Multifamily in Northeast region
Frequently Asked Questions
What type of property is this?
Duplex - Two kitchens, separate laundry areas, and independent heating and cooling systems support distinct living arrangements.
Where is this duplex located?
The property is located at 145 Church Street Saratoga Springs, NY.
What is the asking price?
The asking price for this property is $775,000.
What are key features of this property?
This property features: 3,405‑square‑foot two‑family home on a 0.07‑acre lot; Built in 1897; Victorian design with a wraparound porch; Two full kitchens, two laundry areas, two furnaces, and two central AC systems
