144 MARKET STREET, Pocomoke City, MD 21851

This historic bank building features a Beaux-Arts limestone exterior with solid granite steps, graceful columns, towering original 15-foot windows, and an eagle crest crowning the main entrance. Inside, the grand lobby is characterized by soaring ceilings and a herringbone floor, with a sweeping mezzanine overlooking the space. Wrought-iron banisters frame the mezzanine, and the lobby is anchored by a Seth Thomas hand-carved oak clock. The property includes three original working vaults with operational combinations and vintage safety deposit boxes, along with two fully functional fireplaces and four powder rooms.

The building is constructed almost entirely of quarter-sawn oak and is listed on the National Historic Register. Custom murals imported from Sweden line the main lobby and were installed over acoustic tile. Upstairs, a professionally treated “silent room” provides near-perfect sound absorption. A modern HVAC system supports up to 90 guests with eight independently controlled zones, and the property includes an ADA-compliant bathroom and a new handicap ramp.

Additional improvements include a private rear parking lot, a Firestone rubber roof with approximately four years remaining on the warranty, and a dry, well-maintained basement showing remnants of the original coal chute and an historic iron door. The layout offers flexibility across the basement, mezzanine, and upper-level spaces, and the property does not have a kitchen, though room exists at the back of the property for potential expansion subject to town approval and appropriate permits.