1321 Payne Ave, Saint Paul, MN 55130

This classic brick mixed-use building features two commercial storefronts on the ground level with three apartments above. The residential units include two 1-bedroom apartments and one 2-bedroom, 1-bath apartment. Recent seller improvements include a new water service line, updated electrical service for the front storefront, newer forced-air furnace and water heater, and a newer boiler and water heater serving the apartments and the rear commercial space.

On the storefront level, both spaces have updated bathrooms and full kitchens with quality cabinetry and appliances. The commercial spaces can be operated separately or combined into one larger business location. The larger storefront includes access to a clean, dry basement with an additional bathroom, providing storage and an option for further expansion. Off-street parking is available behind the building, with abundant street parking nearby, and the property is positioned on highly visible Payne Avenue.

With retail space that can function as two separate locations or as one larger site, this property is well suited for investors seeking multiple income streams or owner-occupants who want commercial space with residential units above. The combination of modernized building systems and turn-key storefront updates supports a practical move-in plan for a wide range of retail and service concepts that can utilize the basement for additional utility.